when is debt settlement a good idea -- bankruptcy get rid of tax debt

Many debt settlement companies claim to help you settle your debt for at least half of your outstanding balance. But does this offer ring true? What can debt settlement really do for you? How do you know when to settle debt, and when will it do more harm than good? Let’s explore the risks and […]

debt-settlement-industry-study

This comprehensive debt settlement industry study investigates multiple data sources to reveal trends and statistics. The debt settlement industry has grown rapidly since 2005, when it first became a widely available option for consumers. Although still a controversial financial service, it is now a significant part of the debt relief sector. This study compiles available […]

National Debt Relief is one of the country’s largest, most reputable debt settlement companies. It was founded in 2009 and is headquartered in New York City. Over the past eight years, it has helped over 100,000 U.S. families become debt-free and has resolved over $1 billion in unsecured debts. If you are in debt and considering […]

Get Student Loans Out of Default

Defaulting on a student loan doesn’t mean missing a couple of payments. Student loan default is the result of a long delinquency in payments, and it is not a situation in which you want to find yourself. In fact, defaulting on your loan may result in being sued, having your wages garnished, and missing out […]

Student debt lawyer

Many of us carry student loan debt. Unfortunately, though, not everyone can easily make on-time payments to pay off that debt. That’s when problems begin to arise. Perhaps you’ve gone into delinquency or default, and the loan company has decided to sue you. If you are having problems with student loan repayment, whether you are at […]

Freedom Debt Relief Review

Freedom Debt Relief is the largest debt resolution company in the U.S. Based in San Mateo, California, Freedom Debt Relief helps debtors negotiate down debt and avoid bankruptcy. Customers commonly seek out these services when they can’t afford monthly payments and home refinancing or debt consolidation are not options. $10 billion Amount of debt Freedom Debt […]

find a reputable debt consolidation company

When you’re in over your head with debt, you might feel there is no way out. In those cases, turning to a debt settlement company might be a good option. But be aware of all your options, and study the terms and fees involved, as well as any impact a settlement might have on your credit […]

debt settlement vs. bankruptcy

  Getting into financial trouble can be overwhelming. Many people shove it under the rug, but that only works for so long. There comes a time when you need to face the music and find the best way out. In 2016, 794,960 Americans chose to file bankruptcy, according to U.S. Federal courts. Is that the […]

Go to prison for debt

It seems inconceivable now, but there was a time when there were debtor’s prisons in the U.S. for those who couldn’t pay their bills. Fortunately, you can no longer be criminally prosecuted for failing to pay what is known as a civil debt, including credit cards, loans or medical bills. Despite the protections that consumers […]

Medical-Bills-on-Credit-Report1

During a medical emergency, how you’re going to pay the medical bill or if there are unpaid medical bills on your credit report are the last things on your mind. You may not even know how much this unexpected event will cost until you get the medical bill. Medical bills are so dangerous because, at […]