Student Loan Refinancing Guide

Article Summary: A shared equity finance agreement is an arrangement that permits two or more parties buy a property and share its ownership. It is typically used to help a relative or friend buy a home they couldn’t otherwise afford. If a lender is one of the parties getting a share in the equity, the […]

Housing Market -- Sold sign

The housing market was in good shape this year — so good, in fact, that demand for homes to buy was greater than supply. Some would-be home buyers may have found themselves unable to purchase for a variety of reasons, even as other factors like low interest rates were attractive for buyers. So should you […]

If you go by the National Association of Realtors’ Housing Affordability Index (HAI), buying a home hasn’t been so affordable since 20131. The Housing Affordability Index (HAI) is probably the most-widely-quoted metric for housing affordability. According to the NAR, “The Housing Affordability Index measures whether or not a typical family earns enough income to qualify […]

fha-loans-pros-cons FHA loans Ohio

The Federal Housing Administration (FHA), part of the Department of Housing and Urban Development’s (HUD) Office of Housing, provides guarantees on home loans to help more Americans afford homeownership. These loans offer three key benefits, low down payments, low closing costs, and flexible eligibility requirements. But, how can you qualify for an FHA loan in California? […]

fha-loans-pros-cons FHA loans Ohio

FHA Loans Ohio Summary FHA mortgages provide flexible eligibility requirements. The maximum loan amount varies by county. See the limit in your county below. Learn how to apply for an FHA Loan in Ohio. List of lenders below. Are you looking for an affordable way to buy a home in Ohio? One of the most […]

Should you refinance a 30 year mortgage for a 15 year mortgage

Many people are refinancing their homes now while mortgage rates remain near record lows. If you’ve decided to look into the process, then there are several pieces of information you should gather before you actually move forward. It’s best to have everything at your fingertips before you start working with a loan officer or broker. […]