Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers. While Congress and White House staff members continue to get paid 800,000 federal employees have seen their paychecks stop. About 420,000 “essential” employees are working without pay. This includes IRS, NASA, and TSA agents. Approximately 380,000 workers have […]

Prosper announced that they plan to work with banks, rather than compete with them when they launch a new, online Prosper HELOC product. This choice is a strategic move beyond personal loans; the only product focused on by Prosper since 2005. Their new product arrives at a time when HELOC lines of credit are predicted […]

A reverse mortgage is a loan for homeowners who are 62 and older who want to convert part of the equity in their home into cash (usually tax-free). The borrower keeps the title of the house and is still responsible for paying property taxes, utilities, home insurance, maintenance, and other related costs. It can be a great […]

When shopping around for a home equity loan, getting one with the lowest costs and interest rate should be your top priority. While it’s important to consider the big traditional lenders, new lenders like LoanDepot are not only making it easier to get a loan, but they’re also helping make it cheaper. Who are LoanDepot […]

Credit card debt is expensive. As of February 2017, the Federal Reserve lists the average credit card annual percentage rate (APR) at 13.86%. And depending on your credit situation and the kind of card you choose, your APR could be much higher. So, does it make sense to use HELOC to pay off your credit […]

A charming Andalusian villa with a view of the Mediterranean, or a beachfront condo in the Caribbean? Wherever your dream overseas property lies, you’ll have to answer the same question. How will you finance an international home purchase? Living abroad can offer a lower cost of living, exposure to a new culture, and lower home […]

How to Finance Plastic Surgery

15.9 Million Plastic Surgeries done in USA, 2015 (Source). We all want to look our best. And a little help from plastic surgery can go a long way in boosting your confidence and self-esteem. But cosmetic surgery is expensive, and your insurance won’t cover an elective procedure. So how can you finance your plastic surgery? […]