Two sacks with dollar signs opposite house model on scale

Article Summary: You can use the equity you have accumulated in your home to invest in your business. There are multiple ways to do this, including home equity loans, a home equity line of credit, cash-out refinancing, and a shared equity agreement. However, before investing, you should carefully consider your options and weigh the risks […]

Increasingly large stacks of coins leading to a small house model with a hand above above to place a coin into the house

Article Summary: You can use a home equity loan for just about anything, including buying a car. But there are some downsides to consider. If you’re in the market for a new or used car, then you’re probably thinking about how you’ll pay for it. In 2022, the average used car price is more than […]

couple getting a loan

Article Summary: A home equity loan is a type of debt that allows homeowners to borrow against the equity of their homes. To apply for a home equity loan with bad credit, it’s useful to check your credit report, calculate your debt-to-income ratio and the amount of equity you have, determine how much you need, […]

Man pointing at house model with pen

Article Summary: It takes anywhere from two to four weeks to get a home equity loan or a HELOC. Various factors can impact the length of the application process, such as your debt-to-income ratio, credit score, and the loan-to-value ratio. Home equity loans are a popular financing option for homeowners because they offer relatively low-interest […]

government shutdown loans shutdown loans loans for federal employees/workers emergency loan programs federal worker/employee loans furlough loans

Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers. While Congress and White House staff members continue to get paid 800,000 federal employees have seen their paychecks stop. About 420,000 “essential” employees are working without pay. This includes IRS, NASA, and TSA agents. Approximately 380,000 workers have […]

finance solar installation

According to the solar company EnergySage, the average cost for solar panels on a home ranged from $10,045 to $13,475 (after tax credits). Of course, a lot depends on where you live, the size of your home, and how much energy you use. A recent report from the Solar Energy Industries Association, in the first […]

How to finance plastic surgery

18.1 Million Plastic Surgeries done in USA, 2020 (Source). 18.1 million. That’s how many cosmetic surgeries were done in the U.S. in 2020. We all want to look our best. A little help from plastic surgery can go a long way in boosting your confidence and self-esteem. But cosmetic surgery is expensive, and your insurance […]

heloc alternatives

During the height of the housing bubble, home equity line of credit (HELOC) financing and home equity loans represented two of the most popular forms of credit. Homeowners, some of whom had paid very little toward their mortgages, nonetheless were able to borrow against the equity created by the inflated value of their homes. But […]