Mercury General has over 50 years in business, $4 billion in assets, and is one of the fastest growing automobile insurers in the U.S. Further, it’s the top independent broker and agency writer of auto insurance in California. But is it right for you? Is it available where you live and can it offer you the best […]
If your home is involved in a flood, you may find comfort in having homeowners insurance. But don’t lull yourself into a false sense of security. Insurance and risk management expert, Matthew Struck, says, “Standard insurance doesn’t cover flood damage at all. Many homeowners are stunned to discover this fact when their homes are flooded.” Struck adds, […]
Everyone deserves to live in a decent, safe, and sanitary home. But not everyone can afford a home that meets those criteria. That’s why the federal government offers the Section 8 Housing Choice voucher program, which subsidies rent for very low-income families, as well as elderly and disabled people. Section 8 recipients aren’t forced to live in housing […]
When you buy a house, you’re likely told how important it is to obtain homeowners insurance. It’s usually a requirement by your lender. What you may or may not know is that your policy might include other structures coverage. Other structures coverage can be helpful for some home buyers. However, it can also be an […]
No doubt you’re a responsible homeowner. You always make sure to maintain your home, but accidents happen. Luckily, if a guest gets injured in your home, your homeowners or renters insurance may cover certain medical expenses. It’s called guest medical coverage and is included in most plans. Read on to find out what companies include guest […]
If you’re like many (or perhaps most) Transportation Network Company (TNC) drivers, you don’t have a taxicab license and you didn’t register the car as a commercial vehicle. Instead, you probably have a personal auto insurance policy. That’s good to have. But it’s not enough if you want to give rides to other people and […]
Are you debating between gap insurance or new car replacement coverage? These are some things to consider. Suppose you buy a brand new car that becomes totaled just a few weeks or months later due to a car accident. Could you afford to pay off the balance on your car loan and buy a replacement […]
Wouldn’t it be cool if your auto insurance company “forgave you” and didn’t increase your rate if you got involved in a car accident? Well, good news – many companies do! This benefit is known as “accident forgiveness,” and some companies include it as part of their standard auto insurance policy. Others offer it as an […]
Do you dream of the wind in your hair and the exhilaration of being the captain of your own boat? If you live for Saturday afternoons out on your watercraft, you may want to consider getting boat insurance. Even if you’re not concerned about damage or theft to your boat, you may still face other […]
In a perfect world, no one would ever be involved in a car accident or need car insurance. But in the real world, accidents happen. If you were in an accident that left your car badly damaged, to the point that you were unable to drive it, how would you get where you needed to […]
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