Two sacks with dollar signs on scale opposite house model

Article Summary: Homeowners’ insurance generally won’t be tax-deductible if you live in the home that you’ve insured. However, if you rent out a part of your property or use the home as a vacation rental, then it’s considered a tax-deductible expense related to your business. Unfortunately, homeownership insurance premiums are typically not tax-deductible for your […]

Two hands passing stack of paper

Article Summary: Insurance protects you against all kinds of disasters. In some cases, insurance is required. Landlords, for instance, require renter’s insurance within lease agreements. However, it takes time to process a newly purchased policy, and you’ll want to be protected during this time. This is where an insurance binder comes in. An insurance binder […]

A cut-out family and house illustrating home insurance and hazard coverage

Article Summary: Hazard insurance is a part of a homeowners insurance that offers financial compensation for sudden and accidental damage to your property. When you get a mortgage, lenders require you to purchase hazard insurance to protect the investment. In most cases, the insurance is included in the mortgage’s monthly payment. The cost of a […]

how to bundle home and auto

If you’re a homeowner and own your vehicle, you could probably use a way to lower the cost of home and auto insurance. Did you know that you could save 5-25% on insurance costs just by getting both insurance policies from the same company? Read on to learn how to bundle home and auto insurance. […]

smarter ways to save money

Sponsored content by Lemonade Insurance Company If you’re in the habit of buying stuff you don’t need, like signing up for gym memberships you never use, you might also be paying too much for things like bank fees, loans, and insurance. No matter if you’re living the single-life or juggling a few rugrats, you’re likely […]

homeowners insurance average cost

When you own a home, homeowners insurance is part of the deal. It helps to protect the biggest asset most people have in their lifetime. But it’s also expensive. How do you know if you’re overpaying on insurance premiums? How much should homeowners insurance cost you? In this article, we’ll teach you how much you […]

Guest medical coverage can save you money when an accident occurs in your home

What is Guest Medical Coverage?

No doubt you’re a responsible homeowner. You always make sure to maintain your home, but accidents happen. Luckily, if a guest gets injured in your home, your homeowners or renters insurance may cover certain medical expenses. It’s called guest medical coverage and is included in most plans. Read on to find out what companies include guest […]

5 Best Home Insurance Companies of 2018

The list below contains a list of the best home insurance companies right now. If you’re looking for a list of the best renter’s insurance companies for the current year, take a look here. Each year, an average of six out of every 100 homeowners in the U.S. file a home insurance claim, which has […]

How to Find Home Insurance that Covers Plumbing

Water damage due to broken pipes and other perils cause a great deal of damage for U.S. homeowners each year. In fact, it holds the spot as the second most frequently claimed cause of loss according to ISO. So, it’s important to know about home insurance that covers plumbing problems. Being the case, homeowners need […]

Home Insurance that Covers Water Damage

Water damage and freezing accounted for the largest share of homeowners insurance losses from 2014 to 2016, according to the Insurance Information Institute (III). The good news is, homeowners and renters insurance policies typically cover water damage.  However, the question you need to ask is, “What kind of water damage will be covered?” That’s where […]

Home Appliance Insurance

Buying a home is often considered a wise investment. 81% of Americans believe that housing is the best long-term investment they can make. However, to get a good return on that investment, everything from the roof to the foundation has to stay in good working condition. And it’s not just the house itself, but also […]

personal home inventory

Over the years, you’ve probably accumulated a lot of stuff in your home. The average American household has over 300,000 items, according to one estimate (source). If a disaster such as a flood, fire, or theft were to destroy your home, would you recall all the details necessary to provide a claim report to your insurance […]

Best Homeowners Insurance

Home insurance gives you peace-of-mind about owning a home because if damage is to occur, your costs will be covered. It’s a helpful protection to have as, according to the Insurance Information Institute, one out of every 15 homeowners who have home insurance file a claim each year. But what if you file a claim […]