smarter ways to save money

Sponsored content by Lemonade Insurance Company If you’re in the habit of buying stuff you don’t need, like signing up for gym memberships you never use, you might also be paying too much for things like bank fees, loans, and insurance. No matter if you’re living the single-life or juggling a few rugrats, you’re likely […]

homeowners insurance average cost

When you own a home, homeowners insurance is part of the deal. It helps to protect the biggest asset most people have in their lifetime. But it’s also expensive. How do you know if you’re overpaying on insurance premiums? How much should homeowners insurance cost you? In this article, we’ll teach you how much you […]

do I need excess flood insurance

$250,000 The maximum claim for damages to residential property with a regular flood insurance policy. for damages to residential property If you live in a flood-prone area and have standard flood insurance, the coverage may not be enough. You may need excess flood coverage. And you’ll want to figure it out before a flood occurs—doing so […]

worth hiring an insurance agency

Insurance is a booming business in the U.S. Last year, $1.2 trillion in net premiums were written. Life and health insurance accounted for 52% of that while property and casualty insurance accounted for the other 48%. But what if you invest in insurance to protect yourself against a loss and then nothing ever happens? Then, you’ve paid for nothing. […]

Other structure coverage will pay for damage to valuable assets that are not attached to your home.

When you buy a house, you’re likely told how important it is to obtain homeowners insurance. It’s usually a requirement by your lender. What you may or may not know is that your policy might include other structures coverage. Other structures coverage can be helpful for some home buyers. However, it can also be an […]

Guest medical coverage can save you money when an accident occurs in your home

What is Guest Medical Coverage?

No doubt you’re a responsible homeowner. You always make sure to maintain your home, but accidents happen. Luckily, if a guest gets injured in your home, your homeowners or renters insurance may cover certain medical expenses. It’s called guest medical coverage and is included in most plans. Read on to find out what companies include guest […]

The list below contains a list of the best home insurance companies right now. If you’re looking for a list of the best renter’s insurance companies for the current year, take a look here. Each year, an average of six out of every 100 homeowners in the U.S. file a home insurance claim, which has […]

Home Insurance That Covers Everything

While many people probably wish they could get a straightforward home and property insurance policy that covers everything, it doesn’t exist. If it did, you probably wouldn’t want to pay the premium that came along with it anyway. Covering every possible situation would result in too many claims for the insurer. After all, they are […]

How to Find Home Insurance that Covers Plumbing

Water damage due to broken pipes and other perils cause a great deal of damage for U.S. homeowners each year. In fact, it holds the spot as the second most frequently claimed cause of loss according to ISO. So, it’s important to know about home insurance that covers plumbing problems. Being the case, homeowners need […]

Home Insurance that Covers Appliances

Home appliances help us all live day-to-day life much more comfortably. And, now, Americans use about three times the number of appliances than we did 35 years ago. It’s not until one of them breaks that we realize just how big of a role it plays; all of a sudden it takes an hour to […]