Category: Home Insurance

When you buy a house, you’re likely told how important it is to obtain homeowners insurance. It’s usually a requirement by your lender. What you may or may not know is that your policy might include other structures coverage. Other structures coverage can be helpful for some home buyers. However, it can also be an […]

Each year, an average of six out of every 100 homeowners in the U.S. file a home insurance claim, which has an average cost of $10,592 (source). If you happen to be one of the unlucky six, it pays to have reliable coverage that quickly reimburses you for your loss. But how do you find […]

While many people probably wish they could get a straightforward home and property insurance policy that covers everything, it doesn’t exist. If it did, you probably wouldn’t want to pay the premium that came along with it anyway. Covering every possible situation would result in too many claims for the insurer. After all, they are […]

Water damage due to broken pipes and other perils cause a great deal of damage for U.S. homeowners each year. In fact, it holds the spot as the second most frequently claimed cause of loss according to ISO. Being the case, homeowners need home insurance that covers plumbing. If you have been wondering how to […]

Home appliances help us all live day-to-day life much more comfortably. And, now, Americans use about three times the number of appliances than we did 35 years ago. It’s not until one of them breaks that we realize just how big of a role it plays; all of a sudden it takes an hour to […]

Water damage and freezing accounted for the largest share of homeowners insurance losses from 2014 to 2016, according to the Insurance Information Institute (III). The good news is, homeowners and renters insurance policies typically cover water damage.  However, the question you need to ask is, “What kind of water damage will be covered?” That’s where […]

Over the last decade, Airbnb has expanded around the world, offering travelers a new and exciting option when booking accommodations. Further, property owners have gained the opportunity to become Airbnb hosts, enabling them to benefit from the wide adoption of the website. However, hosting a short-term vacation rental presents some challenges when it comes to […]

As of 2017, 89.7 million dogs lived in households in the U.S, according to the American Pet Product Association. That is about one dog for every four people in the country. 33% of all home insurance liability claims are dog-related Unfortunately, the Insurance Information Institute (III) reported that dog-related injuries account for one-third of all […]

The United States Automobile Association (USAA) has been serving military members and their families since 1922. What started as 25 servicemen coming together to self-insure their cars, has grown into a nationwide company offering a wide variety of products from auto and life insurance to homeowners insurance. Here we will take an in-depth look at […]