Home Insurance that Covers Water Damage

Water damage and freezing accounted for the largest share of homeowners insurance losses from 2014 to 2016, according to the Insurance Information Institute (III). The good news is, homeowners and renters insurance policies typically cover water damage.  However, the question you need to ask is, “What kind of water damage will be covered?” That’s where […]

Home Appliance Insurance

Buying a home is often considered a wise investment. 81% of Americans believe that housing is the best long-term investment they can make. However, to get a good return on that investment, everything from the roof to the foundation has to stay in good working condition. And it’s not just the house itself, but also […]

personal home inventory

Over the years, you’ve probably accumulated a lot of stuff in your home. The average American household has over 300,000 items, according to one estimate (source). If a disaster such as a flood, fire, or theft were to destroy your home, would you recall all the details necessary to provide a claim report to your insurance […]

Best Homeowners Insurance

Home insurance gives you peace-of-mind about owning a home because if damage is to occur, your costs will be covered. It’s a helpful protection to have as, according to the Insurance Information Institute, one out of every 15 homeowners who have home insurance file a claim each year. But what if you file a claim […]


Do you know exactly what your homeowners insurance covers? If not, take a close look at your policy. Your insurance company will recoup costs for most accidents and disasters, but some things just aren’t covered. Understanding what your homeowners insurance doesn’t cover and why can help you plan ahead. Knowing where you’re vulnerable also enables […]

Family celebrating Christmas

Got decorations? If you yard rivals Clark Griswald’s, you’re not alone. Every year, thousands of reveling homeowners put up enough twinkle lights, inflatable Santas and animated reindeer decorations to light up their yard (and a few city blocks, too). But what happens if those decorations attract the eye of a Grinch who wants to snag […]