If you’ve bought term life insurance, congratulations! You’ve taken an important step in protecting your loved ones from financial hardship. When your term is nearing completion, you might start receiving letters from your insurance company touting the benefits of converting your term policy to a whole life policy. They’ll make it sound as if it’s […]

New Parents with New Born Child

While baby makes three is certainly a time for celebration, it also introduces the sobering reality that there’s a little bundle of joy now depending on you. For that reason, it’s important to protect your child financially should something happen to one of his or her parents. If you’re considering life insurance, you’re not alone. […]


Ah, whole life insurance. Few products are more controversial in the financial world. Critics say  whole life insurance salespeople are simply doing the financial equivalent of selling ice to an Eskimo because most people don’t need these pricey policies. But for other people, whole life insurance can literally be a lifesaver under the right certain […]

Best Life Insurance Companies

Life insurance is important and many people seem to understand that, as 70% of Americans have a life insurance policy, according to Limra’s 2016 report on the U.S. life insurance market. The question isn’t whether you need life insurance but which type is best for you. Two of the most common types are term and whole […]


Although the average age expectancy in the U.S. today is 79 years old, purchasing life insurance is always a good idea, as it will provide you peace of mind knowing that your family will be protected if anything were to happen to you. However, there are many decisions regarding the purchase of life insurance to consider. To make […]

Types of Life Insurance

As you get older, you may begin to worry about how your family would carry on financially if something were to happen to you. They will have to pay for everyday expenses without your income and all of the costs associated with your passing, which can be expensive. According to the National Funeral Directors Association, […]