worth hiring an insurance agency

Insurance is a booming business in the U.S. Last year, $1.2 trillion in net premiums were written. Life and health insurance accounted for 52% of that while property and casualty insurance accounted for the other 48%. But what if you invest in insurance to protect yourself against a loss and then nothing ever happens? Then, you’ve paid for nothing. […]

Section 8 Housing

Everyone deserves to live in a decent, safe, and sanitary home. But not everyone can afford a home that meets those criteria. That’s why the federal government offers the Section 8 Housing Choice voucher program, which subsidies rent for very low-income families, as well as elderly and disabled people. Section 8 recipients aren’t forced to live in housing […]

Guest medical coverage can save you money when an accident occurs in your home

What is Guest Medical Coverage?

No doubt you’re a responsible homeowner. You always make sure to maintain your home, but accidents happen. Luckily, if a guest gets injured in your home, your homeowners or renters insurance may cover certain medical expenses. It’s called guest medical coverage and is included in most plans. Read on to find out what companies include guest […]

Home Appliance Insurance

81% of Americans believe housing is the best long-term investment they can make. However, to get a return on that investment, everything from the roof to the foundation has to stay in good working condition. And it’s not just the house itself, but the contents inside. Some of the most important and expensive items are […]

Assurant got its start back in 1892 under the original name LaCrosse Mutual Aid Association. Based in La Crosse, Wisconsin at the time, the first product the company sold was disability insurance.   LaCrosse Mutual Aid Association eventually changed its name to Time Insurance Company. It operated under that name for a century before becoming […]

Renters insurance mistakes

We were renting a home in Long Beach and our daughter left the garage door open. Although it was only open for about 20 minutes — and during the middle of the day! — someone stole my husband’s $3,000 bike. Our daughter got in trouble, my husband was upset, and it seemed as though our […]

Lemonade Home Insurance

We all know what lemonade is, but now it’s more than just a refreshing drink on a hot summer day. It’s also an online property and casualty insurance company. Founded in 2015, Lemonade takes a refreshing approach to home, condo/co-op, and renters insurance. The company is removing the traditional conflict between insurance companies and policyholders […]

USAA renters insurance

If you’re a renter and want to protect your belongings, USAA renters insurance may provide the ideal coverage. The Texas-based Fortune 500 company offers a wide range of insurance services to members of the military community and their families. In 2016, USAA served 11.9 million members. This included providing insurance to 322,000 policyholders affected by […]

State Farm Home Renters Insurance review

State Farm is a well-known name in the insurance industry. It began in 1922 as an automobile insurance company and has grown notably since. As of 2017, it is the largest property-casualty insurer in the U.S. It has 68,234 employees and ranks 33rd on the 2017 Fortune 500 list. While reputable, how good is the […]

liberty mutual review

Liberty Mutual Group, better known as Liberty Mutual Insurance, is the fourth largest insurer of property and casualties in the U.S. While its base is in Boston, Massachusettes, it has over 900 locations worldwide. The company provides insurance products to both individuals and businesses. In this review, we will break down its home and renters […]