Money doesn’t grow on trees, it grows buy investing. Don’t wait any longer to put your money to work. Time is money.
Article Summary: The first and most important step to becoming a successful investor is the desire to do so and the willingness to put in the work (plus some cash). Successful investors don’t get rich overnight. However, with solid research, a long-term commitment, and an investment strategy that fits your personal finance goals, you too […]
Article Summary: If you’re wondering what to do with $50k, congratulations. The good news is there are plenty of smart ways to invest $50k. For starters, pay off high-interest debt, open a high-yield savings account for your emergency fund, and top off any contributions to your retirement accounts. After that, the sky’s the limit on […]
Article Summary: There are two types of strangles in options — a short strangle and a long strangle. Both types of strangle strategies require an investor to make correct predictions about whether the price of a share will change drastically or stay within a specific range. If you’re interested in options trading, then a strangle […]
Article Summary: How much money you need to live off interest depends as much on your desired lifestyle as it does on the fundamentals of your investments. Also, how big those investment accounts get and how much interest they generate depends a lot on the strategies you chose to employ to build your wealth. For […]
Article Summary: Roth IRAs and index funds (also known as index mutual funds) are two important tools when planning for your retirement, but that’s about all they have in common. A Roth IRA is a type of individual retirement account, and an index fund is a common type of investment product. Luckily the two are […]
Article Summary: Investors can add both stocks and ETFs to their portfolios to gain access to the equity market, dividends, and capital appreciation. Stocks are better suited for experienced investors who are skilled at analyzing different stocks and rebalancing their portfolios as needed, while ETFs are often better suited for new investors with lower risk […]
Article Summary: If you notice your 401(k) losing money, it’s important not to panic and withdraw money prematurely. It’s completely normal to see the market decline where you temporarily lose money. But historically the stock market tends to regain its losses over time, so some fluctuations shouldn’t be a major concern. However, if you’re worried […]
Article Summary: In 2010, several major household name stocks initiated an initial public offering (IPO), including Tesla, GM, and AMC Theaters. However, several major offerings were notable flops including Molycorp and HiSoft. Overall, it was a big year for tech corporations. Going public is a major milestone for almost any major company. If you want […]
Article Summary: When investing, it’s important to understand the difference between investment vehicles, their uses, and their correlation with risk. You want to choose a mix of stocks, bonds, and other investments that align with your risk tolerance, whether it is conservative, moderate, or aggressive. This mix will likely change over time, from more aggressive […]
Article Summary: Paper trading is a way to simulate trading on the stock market using real market data with virtual money. It’s a means for budding investors to get a feel for buying and selling securities in the marketplace without losing money. Experienced investors can also benefit from paper trading by trying out new trading […]
Article Summary: Pensions and annuities both guarantee financial stability and security after you retire, but they are important differences to consider. For starters, pensions are given to employees by their employers, while annuities are offered by private insurance companies. Understanding the key differences between pensions and annuities will help you decide which option is right […]
Article Summary: Bonds and CDs are both relatively safe, long-term investment options. CDs tend to be shorter term (most with a maximum of five years), whereas bonds can have a lifetime of up to 30 years. Both offer interest rates that could make for great fixed-income investments should you use them for your retirement funds. […]
Article Summary: Index funds and mutual funds are two types of pooled investment vehicles that hold a basket of stocks and securities. Index funds are a type of mutual fund. This article compares index funds and actively managed mutual funds, which is what most people mean when they compare the two. Actively managed funds and […]
Article Summary: Companies often provide benefits to their employees, including 401(k) retirement plans. To encourage their employees to save for retirement, these companies will usually match contributions up to a certain amount. If your company offers a 401(k), how much you should contribute to it in your 20s depends on the annual limit on matching […]
Article Summary: Black swan events in the stock market are unexpected events that can have catastrophic consequences. At the time, black swan events are considered complete outliers, but they become more clear when people observe them in hindsight. Black swan events, such as the 2008 U.S. financial crisis, come as a surprise, and thus the […]
Article Summary: The three-day rule in stocks mandates that buyers and sellers in stock transactions fully settle their business within three days of executing a trade. A buyer must send payment to the brokerage firm involved in a trade within three business days of making a purchase. And a seller must deliver stock certificates to […]
Article Summary: Accountants can help those who have questions regarding taxes or need help with their tax returns. Financial advisors can help with general finance issues such as managing debt or creating a budget. When looking for professional help with finances, many people may seek out an accountant or financial advisor. Though “financial advisor” and […]
Article Summary: Pre-money and post-money are two terms used to describe valuations of a company before and after it raises capital. A pre-money valuation refers to the company’s value before any substantial investment or fundraising while a post-money valuation refers to the value after the capital has been injected. So in an up round, when […]
Article Summary: Market cap, or capitalization, and market valuation are two terms that sound the same but have different meanings and contexts. A company’s market cap measures its exposure in the stock market based on the share price and outstanding shares. A company’s market valuation, on the other hand, consists of various metrics and measurements […]
Article Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2002’s most notable IPOs included A&W, Netflix, PayPal, and Dick’s Sporting Goods. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and […]
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