Category: Investment Advisors

Article Summary: Though both 401(k) and 401(a) plans are useful retirement accounts, they have a number of differences. This includes what employees may be eligible, whether pre- or post-tax dollars are contributed, and whether contributions are voluntary or required by employers. Saving for retirement is one of the most important financial decisions you’ll make in […]

Article Summary: Money market accounts and CDs both allow you to earn a bit of extra money on your savings. But despite their similarities, they’re best suited for different financial goals. When looking for a place to store their savings to earn extra cash, many people turn to savings accounts. But those aren’t your only […]

Article Summary Starlink is a division of SpaceX, and its goal is to bring internet connectivity and internet service to the world through low-orbiting satellites. As the current internet exists primarily in physical broadband cables, Starlink wants to change this paradigm and make the internet available through satellites that they provide. As SpaceX is not […]

Article Summary: Scarcity and shortage are foundational economic concepts. Scarcity refers to the economic reality that unlimited human desire pursues limited resources. Shortage refers to the availability of a good or service being less than the quantity demanded. You’ve heard people discussing the housing shortage or the scarcity of gold. You probably got the gist […]

Article Summary: Defined benefit and defined contribution plans are employer-based retirement plans. Defined benefit plans are paid by the employer, offer pension plans, and guarantee a lifelong income. They are also becoming less common. Contribution plans are funded through an investment account. These plans are reliant on the market, and it is possible to outlive […]

Article Summary: The liquidity of an investment is related to the amount of time it takes you to sell the investment and get it out of your portfolio. Rare collectibles with a niche market and real estate are among the most illiquid assets around, but there are other assets that are other contenders for the […]

Article Summary: Negative working capital is when a company’s short-term or current liabilities are greater than its assets. Although this seems counterintuitive, negative working capital can be beneficial, depending on the business and industry. Certain businesses that move inventory quickly can take advantage of a negative working capital strategy. Working capital is the money used […]

Article Summary: TQQQ and QQQ are both exchange-traded funds (ETFs) that track the same stock market index, but that’s pretty much where the similarities end. If you’re a more conservative buyer who prefers a long-term investment, you might want to think about the QQQ ETF. If you prefer the thrill of day trading and the […]

Article Summary: An endowment is a type of fund created by nonprofits or universities that help ensure financial stability. For most endowments, the principal (or corpus) remains untouched and instead is invested into various assets. The organization then uses whatever investment income they earn from their assets. To maintain the principal amount, endowments have strict […]

Article Summary: 403(b) and 401(k) plans are two of the most popular employer-sponsored retirement plans available. Though these plans share several features, 403(b) plans are only offered to public service, tax-exempt organizations, and government employees. 401(k) plans, on the other hand, are offered by for-profit employers. When you start a new job, there’s a decent […]

Article Summary: Gold has been used as currency and commodity money for millennia. Because of its nature, for long experts suggest that gold is a sensible asset to hedge against inflation. Now, crypto investors are questioning whether these decentralized, blockchain-based forms of currency can offer an alternative. Ever since the ending of the silver standard […]

Article Summary: Using the jar budgeting method is a great way to reduce debt and increase your savings. However, it can be hard to follow if, like most people, you don’t use cash for all your purchases. Fintech companies, such as Douugh, make it easy to set up digital jare budgets. Budgeting is hard. The […]

The oldest age cohort of millennials are reaching their 40’s and finding they are less wealthy than the baby boomers were at the same age. Some may feel they are racing the clock to catch up with their seniors. Despite being more educated than previous generations, fewer millennials own homes and they have a lower […]

It is no secret that Jamie Dimon, the CEO of Chase — the largest U.S. bank, is not a fan of cryptocurrencies. At the 2017 Delivering Alpha conference, Dimon called cryptocurrencies a fraud. “It’s worse than tulip bulbs. It won’t end well. Someone is going to get killed.” It’s just not a real thing, eventually, […]