Summary: There are many smart ways to invest $100k, including spreading it out into different investment vehicles or putting the entire lump sum into one investment product, such as a business or real estate. Different asset classes — including equities, real estate, and treasury bonds — have different risk profiles, time horizons, and potential returns. […]
Article Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2016’s most notable IPOs included Hostess, Trivago, and Nutanix An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and income and even […]
Article Summary: The first and most important step to becoming a successful investor is the desire to do so and the willingness to put in the work (plus some cash). Successful investors don’t get rich overnight. However, with solid research, a long-term commitment, and an investment strategy that fits your personal finance goals, you too […]
Article Summary: If you’re wondering what to do with $50k, congratulations. The good news is there are plenty of smart ways to invest $50k. For starters, pay off high-interest debt, open a high-yield savings account for your emergency fund, and top off any contributions to your retirement accounts. After that, the sky’s the limit on […]
Article Summary: How much money you need to live off interest depends as much on your desired lifestyle as it does on the fundamentals of your investments. Also, how big those investment accounts get and how much interest they generate depends a lot on the strategies you chose to employ to build your wealth. For […]
Article Summary: Roth IRAs and index funds (also known as index mutual funds) are two important tools when planning for your retirement, but that’s about all they have in common. A Roth IRA is a type of individual retirement account, and an index fund is a common type of investment product. Luckily the two are […]
Article Summary: If you notice your 401(k) losing money, it’s important not to panic and withdraw money prematurely. It’s completely normal to see the market decline where you temporarily lose money. But historically the stock market tends to regain its losses over time, so some fluctuations shouldn’t be a major concern. However, if you’re worried […]
Article Summary: In 2010, several major household name stocks initiated an initial public offering (IPO), including Tesla, GM, and AMC Theaters. However, several major offerings were notable flops including Molycorp and HiSoft. Overall, it was a big year for tech corporations. Going public is a major milestone for almost any major company. If you want […]
Article Summary: Bonds and CDs are both relatively safe, long-term investment options. CDs tend to be shorter term (most with a maximum of five years), whereas bonds can have a lifetime of up to 30 years. Both offer interest rates that could make for great fixed-income investments should you use them for your retirement funds. […]
Article Summary: Companies often provide benefits to their employees, including 401(k) retirement plans. To encourage their employees to save for retirement, these companies will usually match contributions up to a certain amount. If your company offers a 401(k), how much you should contribute to it in your 20s depends on the annual limit on matching […]
Article Summary: Accountants can help those who have questions regarding taxes or need help with their tax returns. Financial advisors can help with general finance issues such as managing debt or creating a budget. When looking for professional help with finances, many people may seek out an accountant or financial advisor. Though “financial advisor” and […]
Article Summary: Pre-money and post-money are two terms used to describe valuations of a company before and after it raises capital. A pre-money valuation refers to the company’s value before any substantial investment or fundraising while a post-money valuation refers to the value after the capital has been injected. So in an up round, when […]
Article Summary: Market cap, or capitalization, and market valuation are two terms that sound the same but have different meanings and contexts. A company’s market cap measures its exposure in the stock market based on the share price and outstanding shares. A company’s market valuation, on the other hand, consists of various metrics and measurements […]
Article Summary: An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2002’s most notable IPOs included A&W, Netflix, PayPal, and Dick’s Sporting Goods. An initial public offering (IPO) is a big deal for companies. If successful, it can build their credibility and […]
Article Summary: Anyone can retire at 50 if they start saving and investing early enough (and aggressively enough), pay off their debts, and keep their expenses under control. You may also want to hire a financial planner to advise you on the best savings strategies and start saving in an account with compound interest to […]
Article Summary: If you’re young to middle-aged, saving for retirement with CDs is probably not your best option. Certificates of deposit are a low-risk investment, but they also typically have low returns. Most people accruing retirement savings need to maximize their investment returns in order to meet their retirement goals. However, there can be a […]
Article Summary: Unlike some industries, such as the automotive industry for one, companies in the miscellaneous field are a bit harder to characterize. Miscellaneous companies tend to be businesses that don’t fit neatly into a single classification. The miscellaneous fields category includes businesses that produce steel, chemicals, textiles, food and beverages, and oil and gas […]
Article Summary: Exchange-traded funds can be great investments, as they often contain diverse securities, come at a low cost, and allow you to immediately reinvest your dividends. However, depending on the ETF you invest in, you may find that you receive fewer dividend funds and have less diverse securities than you previously realized. Because of […]
Article Summary: Many investors in the stock market buy stocks and hold onto them for long periods of time — known as a “buy and hold” strategy. Other investors buy and sell stocks on the same day, which is known as day trading. Buy-and-hold investors are betting on the stock market’s natural tendency to go […]
Article Summary: Consumer non-durables are products that are meant to be used up in a relatively short amount of time. The rule of thumb is if the goods last less than three years, they’re considered non-durable consumer goods. Consumer non-durables companies include food and beverage industry giants such as the Coca-Cola Company, Procter & Gamble, […]
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