House model next to a calculator and a jar of cash

Article Summary: Real estate investment trusts (REITs) are companies that own or provide financing for income-producing real estate in a variety of sectors. While real estate is competitive in terms of job opportunities, many jobs are available in real estate investment trusts, provided a prospective employee has the necessary skill sets to succeed in the […]

Elderly couple looking and gesturing towards a computer screen

Article Summary: Though both 401(k) and 401(a) plans are useful retirement accounts, they have a number of differences. This includes what employees may be eligible, whether pre- or post-tax dollars are contributed, and whether contributions are voluntary or required by employers. Saving for retirement is one of the most important financial decisions you’ll make in […]

Stock market numbers on a screen

How to Invest in Starlink

Article Summary Starlink is a division of SpaceX, and its goal is to bring internet connectivity and internet service to the world through low-orbiting satellites. As the current internet exists primarily in physical broadband cables, Starlink wants to change this paradigm and make the internet available through satellites that they provide. As SpaceX is not […]

empty store shelves with a notice to customers that they can only buy two of each product

Article Summary: Scarcity and shortage are foundational economic concepts. Scarcity refers to the economic reality that unlimited human desire pursues limited resources. Shortage refers to the availability of a good or service being less than the quantity demanded. You’ve heard people discussing the housing shortage or the scarcity of gold. You probably got the gist […]

thoughtful older man in front of long set of stairs symbolizing years of retirement ahead

Article Summary: Defined benefit and defined contribution plans are employer-based retirement plans. Defined benefit plans are paid by the employer, offer pension plans, and guarantee a lifelong income. They are also becoming less common. Contribution plans are funded through an investment account. These plans are reliant on the market, and it is possible to outlive […]

Jar of coins with a plant growing out of the top

Article Summary: The liquidity of an investment is related to the amount of time it takes you to sell the investment and get it out of your portfolio. Rare collectibles with a niche market and real estate are among the most illiquid assets around, but there are other assets that are other contenders for the […]

Several people sitting at a desk pointing at papers, calculators, and laptop screens

Article Summary: Negative working capital is when a company’s short-term or current liabilities are greater than its assets. Although this seems counterintuitive, negative working capital can be beneficial, depending on the business and industry. Certain businesses that move inventory quickly can take advantage of a negative working capital strategy. Working capital is the money used […]

Various stock numbers on a screen

Article Summary: TQQQ and QQQ are both exchange-traded funds (ETFs) that track the same stock market index, but that’s pretty much where the similarities end. If you’re a more conservative buyer who prefers a long-term investment, you might want to think about the QQQ ETF. If you prefer the thrill of day trading and the […]

Jar of coins with a plant growing out of the top

Article Summary: An endowment is a type of fund created by nonprofits or universities that help ensure financial stability. For most endowments, the principal (or corpus) remains untouched and instead is invested into various assets. The organization then uses whatever investment income they earn from their assets. To maintain the principal amount, endowments have strict […]

Elderly couple looking and gesturing towards a computer screen

Article Summary: 403(b) and 401(k) plans are two of the most popular employer-sponsored retirement plans available. Though these plans share several features, 403(b) plans are only offered to public service, tax-exempt organizations, and government employees. 401(k) plans, on the other hand, are offered by for-profit employers. When you start a new job, there’s a decent […]

Box with luxury watches

Article Summary: Luxury watches can appreciate in value, but usually, this only applies to mechanical watches. Rolex, TAG Heuer, Omega, and Breitling watches lead the pack as far as value appreciation goes. When choosing an investment watch, make sure to research the model and materials. Ah, the elegant look and sparkle of a luxury watch! […]

Image of the world with bitcoin vs gold

Article Summary: Gold has been used as currency and commodity money for millennia. Because of its nature, for long experts suggest that gold is a sensible asset to hedge against inflation. Now, crypto investors are questioning whether these decentralized, blockchain-based forms of currency can offer an alternative. Ever since the ending of the silver standard […]

One bitcoin standing up among other bitcoins

Article Summary: The Chinese government is fighting an unwinnable war against crypto, according to Elon Musk. But that’s not stopping them from trying. Ten of China’s top financial watchdogs and state agencies stated in a joint notice on September 24 that all crypto-related operations are “illicit financial activities” and could result in criminal charges. However, […]

Millennials running out of time

The oldest age cohort of millennials are reaching their 40’s and finding they are less wealthy than the baby boomers were at the same age. Some may feel they are racing the clock to catch up with their seniors. Despite being more educated than previous generations, fewer millennials own homes and they have a lower […]

Chase QuickPay review

It is no secret that Jamie Dimon, the CEO of Chase — the largest U.S. bank, is not a fan of cryptocurrencies. At the 2017 Delivering Alpha conference, Dimon called cryptocurrencies a fraud. “It’s worse than tulip bulbs. It won’t end well. Someone is going to get killed.” It’s just not a real thing, eventually, […]

alternative retirement investments

Alternative investments can play an essential role in anyone’s portfolio, but for the average investor, they may seem too complex. Including alternative investments is a great way to increase diversification in your portfolio, but first you must understand what they are. Types of alternative investments Alternative investments are anything that doesn’t fit in the traditional […]