long-term-care

We all hope to stay healthy enough to take care of ourselves for as long as we live. Unfortunately, for many Americans, this isn’t the case. According to the U.S. Department of Health & Human Services, the 2017 national average for long-term care costs for a private room in a nursing home was about $7,698 per […]

Bestow in-depth review

Bestow Life Insurance is an insurance carrier that was founded in Dallas, Texas in 2016. It’s shaking up the sometimes archaic life insurance industry, using big data and technology to make the policy acquisition process smart, affordable, and convenient. How does the company do this? They built an underwriting framework that can quickly analyze online applications […]

worth hiring an insurance agency

Insurance is a booming business in the U.S. Last year, $1.2 trillion in net premiums were written. Life and health insurance accounted for 52% of that while property and casualty insurance accounted for the other 48%. But what if you invest in insurance to protect yourself against a loss and then nothing ever happens? Then, you’ve paid for nothing. […]

Aflac life insurance review

Are you on the hunt for life insurance and wondering if Aflac Life Insurance might be the right provider for you? The first thing you should know is that Aflac’s universal, whole, and term life insurance policies are only available through employers via worksite payroll deductions. However, Aflac’s juvenile life insurance is available to individuals as well […]

no exam life insurance

Most life insurance companies require you to get a medical exam to qualify for a policy. But what if you don’t have time for an appointment, or you hate needles, or you have a health issue that may complicate matters? Good news—there’s a way around it. The question is whether or not it’s the right […]

Guaranteed Life Insurance Pros and Cons

Guaranteed life insurance is exactly what it says it is: you are guaranteed a life insurance policy no matter your health or age. These policies are most often purchased by people with current or past health problems, or by people who don’t have the option to buy life insurance through an employer. In fact, this […]

life insurance without medical exam

There are many reasons why people decide to secure a life insurance policy. The primary reason is to ensure their children will be provided for in the event of their death. If you’re uncertain whether or not you should purchase life insurance, ask yourself these questions: Will anyone be financially impacted adversely by my death? […]