How to qualify small business loans

The line between personal and business finance is extremely blurry when it comes to small businesses and entrepreneurs. According to the Federal Reserve’s latest Small Business Credit Survey1, 14 percent of small business owners use personal loans and 86% of employer firms rely on their owners’ personal credit scores when applying for financing. Using your […]

HOW TO START A HOME BASED BUSINESS

A few years ago, I was part of a panel discussion fielding questions about small business lending from business owners whose businesses were all around the country. One of the questions asked to the group was, “How much should I borrow and when?” One of my colleagues on the panel said, “You should borrow as […]

Business Loans for a New Business

Does your business need an injection of cash to take advantage of a time-sensitive opportunity or to get through a tough time? Are you wondering if you can get a loan even if you don’t have assets? Enter cash flow loans. A cash flow loan allows you to borrow without collateral and helps you get the money […]

business loans applications mistakes

22% Percentage of business loans used to refinance debt (Source: Federal Reserve) Are you overpaying for your business loan? If so, business loan refinancing could cut your costs, improve your cash flow, or simplify your loan management. And with online lending, it’s easier than ever to find out. In this definitive guide to business loan […]

Easy business loans

Getting your business off the ground or expanding your current operations can be difficult when you don’t have the money. Business loans offer entrepreneurs the opportunity to cover start-up and expansion costs when they don’t have enough reserves to fund the costs on their own. Obtaining a business loan can seem tricky, but the more […]

Venture Capital Firms review pros and cons

When Edward Sullivan founded Aria Systems, a cloud-based subscription billing company, he raised $100 million with venture capital firms (VC) during several rounds. Sullivan is based in Philadelphia. As the company quickly grew, his VC funders encouraged him to open an office in San Francisco, which he did. After his second round of venture capital funding, […]

how to start a food truck busines

If you’ve thought about running your own restaurant, but the cost was prohibitive, consider starting a food truck business. For a fraction of the cost of a full-fledged restaurant, you can become the proud owner of a mobile eatery. $870 million The food service industry generates $870 million a year According to market research company […]

Kabbage business loans

Small and Medium Enterprise (SME) lender, Kabbage, has just received a $250 million investment from Japan-based SoftBank. Kabbage provides loans to SMEs based on customized credit reports using a unique combination of data and analytics. It has provided more than $3 billion in funding to over 100,000 small and medium-sized businesses. Kabbage’s risk model and […]