The line between personal and business finance is extremely blurry when it comes to small businesses and entrepreneurs. According to the Federal Reserve’s latest Small Business Credit Survey1, 14 percent of small business owners use personal loans and 86% of employer firms rely on their owners’ personal credit scores when applying for financing. Using your […]

A few years ago, I was part of a panel discussion fielding questions about small business lending from business owners whose businesses were all around the country. One of the questions asked to the group was, “How much should I borrow and when?” One of my colleagues on the panel said, “You should borrow as […]

Does your business need an injection of cash to take advantage of a time-sensitive opportunity or to get through a tough time? Are you wondering if you can get a loan even if you don’t have assets? Enter cash flow loans. A cash flow loan allows you to borrow without collateral and helps you get the money […]

22% Percentage of business loans used to refinance debt (Source: Federal Reserve) Are you overpaying for your business loan? If so, business loan refinancing could cut your costs, improve your cash flow, or simplify your loan management. And with online lending, it’s easier than ever to find out. In this definitive guide to business loan […]

If your company is in the media industry and you find yourself crippled by long payment cycles (sometimes up to 120 days), then FastPay Capital (FastPay Loans) is a service you’ll likely want to consider. It is a finance solution marketed as an alternative to venture capital for new businesses that face cash flow problems. If you […]

Getting your business off the ground or expanding your current operations can be difficult when you don’t have the money. Business loans offer entrepreneurs the opportunity to cover start-up and expansion costs when they don’t have enough reserves to fund the costs on their own. Obtaining a business loan can seem tricky, but the more […]

When Edward Sullivan founded Aria Systems, a cloud-based subscription billing company, he raised $100 million with venture capital firms (VC) during several rounds. Sullivan is based in Philadelphia. As the company quickly grew, his VC funders encouraged him to open an office in San Francisco, which he did. After his second round of venture capital funding, […]

If you’ve thought about running your own restaurant, but the cost was prohibitive, consider starting a food truck business. For a fraction of the cost of a full-fledged restaurant, you can become the proud owner of a mobile eatery. $870 million The food service industry generates $870 million a year According to market research company […]

If your business needs to cover a shortfall now, your options are limited. It would be unwise to reach out to vendors and demand that payments come sooner, and you’ve probably poured in enough of your cash to keep things going. Small business loans can take a while to process, but a business loan from […]