Factors Influencing Business Loan Decisions

When you’re trying to get your business off the ground, the most important thing to make sure is that there’s enough funding to keep the lights on. According to a survey from The Federal Reserve, small businesses are more concerned with cash flow than any other concerns such as business costs or government regulations (Source). […]

tax implications business line of credit

During growth phases, many businesses experience capital shortfalls due many factors. It could be from unforeseen operating expenses, uneven cash flow cycles, inventory shortfalls, or when an unexpected opportunity arises. In many cases, the need for a cash infusion is only temporary. Therefore, it may not make sense to seek long-term financing with a loan. […]

How to fund the purchase of an established business

Do you dream of owning your own business but are afraid of the scary statistic that 50% of businesses with employees fail within five years? Buying an established business may be the answer to your prayers. “Businesses with long track records of growing profits—ones with value in hard assets, owner experience, and good credit—are businesses […]

business-loan-types

Running a small business is a major investment of your time and energy. To some extent, being your own boss will always be a gamble. However, there are ways to protect your financial security, and taking advantage of small business loans is one. Take the time to investigate and prepare for financing before you need […]

best lines of credit for businesses

If you want to take your business to the next level, you probably need an increase in working capital. A business line of credit can provide cash infusion when you need it and the best business lines of credit can offer some attractive possibilities. “A line of credit offers you a flexible way to get […]

how much can you borrow with a business loan

Tesla. Google. Walt Disney. Virgin. All of these businesses have been hugely successful for a number of reasons. But do you know one thing that each business had in common? They had enough funds for these businesses to realize their full potential. Maybe you aren’t aiming to become a multi-national conglomerate. Even if you’re just […]

small business grants minorities

You need money to grow your business but can’t get a loan from the bank. Sound familiar? Maybe you have less than perfect credit. Or perhaps you haven’t been in business long enough. Either way, one thing’s for certain: not having access to capital can hinder you from growing your company and increasing profit margins. […]