first time homebuyer guide

If you don’t work in the mortgage industry, nothing can prepare you for buying your first home. Despite the many books and articles out there on the subject, the process can be intricate and confusing. Each lender has a different process and borrowing criteria, and you also have to deal with sellers, real estate agents, […]

Best mortgage lenders for first time homebuyers

If you’re buying a home for the first time, you’re probably feeling a little overwhelmed. The process can be complicated even for repeat homebuyers. But one thing that doesn’t have to be complicated is choosing the right mortgage lender. To help you, we’ve put together a list of the best mortgage lenders for first-time homebuyers […]

Fairway Independent Mortgage First vs Choice Mortgage

Are you in the market for a mortgage loan and trying to decide between Fairway Independent Mortgage and First Choice Mortgage? If so, you may be wondering which will be the better solution for your needs. Both have similar offerings, but there are a few differences. To help you decide, here is an in-depth review […]

PMI with 10%

Traditional conforming home mortgages require private mortgage insurance (PMI) if you make a down payment that’s less than 20% of the home’s purchase price. PMI adds a fee, usually from 0.5% to 1.5% of your loan amount, to your monthly mortgage payment. This fee pays for mortgage insurance, which protects your lender’s interest in your […]

No PMI low payment

In the world of home mortgages, PMI – private mortgage insurance — has a terrible reputation. 20% Minimum down payment required to avoid a private mortgage insurance payment with a conventional mortgage. Articles and experts warn home buyers not to pay for it. But why all the fuss? And if PMI isn’t for you, how […]

State Farm has roots dating back to 1922 when it extended its first auto insurance policy. It has grown since then, forming a large group of insurance and financial service companies. With over 70,425 employees, 18,000 agents, 343 claim offices, and 30 operations centers, the State Farm Group is the largest property-casualty insurer in the […]

Best mortgage lenders

The Best Mortgage Lenders of 2018

Whether you’re a first-time home buyer, or you’re getting ready to purchase your third or fourth house, finding a good mortgage lender is important. Of course, lenders aren’t one-size-fits-all. There are better lenders for different types of buyers, including first-time home buyers, buyers with poor credit, and people seeking a refinance on a current abode. What qualities […]