Will Baby Boomers Trigger the Next Housing Bubble

With real estate prices rising for almost a decade, there has been much speculation on the next housing bubble popping. The last housing bubble didn’t end well, to put it mildly. There was a glut of housing available – so much so that lenders started giving mortgages (so-called “subprime mortgages”) to almost everyone who wanted to buy a […]

Chinese Real Estate Investors Reverse Decade-Long Buying Spree

Since 2008, Chinese real estate investors have spent tens of billions of dollars on commercial properties in the United States. In many cases, they’ve overpaid to acquire hotels, office buildings, and empty lots to build new residential spaces. But according to a report by the Wall Street Journal, all of that came crashing down in […]

mortgage industry study

2018 Mortgage Industry Study

This comprehensive mortgage industry study investigates multiple data sources to reveal important mortgage industry trends and statistics. The mortgage industry plays an integral role in the U.S. economy. In 2017, only 21% of people who bought a home paid all-cash for their purchase. Everyone else got a mortgage. Residential property not only provides housing and […]

How long do you have to live in an FHA house?

FHA loans are an attractive opportunity. These home mortgages have easier qualifying guidelines, and the minimum down payment is just 3.5% of the loan amount. Those easy terms appeal to both investors who want to buy a rental property and home buyers who intend to occupy the home themselves. However, only owner-occupants can qualify. The question, is how […]

Section 8 Housing

Everyone deserves to live in a decent, safe, and sanitary home. But not everyone can afford a home that meets those criteria. That’s why the federal government offers the Section 8 Housing Choice voucher program, which subsidies rent for very low-income families, as well as elderly and disabled people. Section 8 recipients aren’t forced to live in housing […]

Best mortgage lenders for first time homebuyers

If you’re buying a home for the first time, you’re probably feeling a little overwhelmed. The process can be complicated even for repeat homebuyers. But one thing that doesn’t have to be complicated is choosing the right mortgage lender. To help you, we’ve put together a list of the best mortgage lenders for first-time homebuyers […]

Fairway Independent Mortgage First vs Choice Mortgage

Are you in the market for a mortgage loan and trying to decide between Fairway Independent Mortgage and First Choice Mortgage? If so, you may be wondering which will be the better solution for your needs. Both have similar offerings, but there are a few differences. To help you decide, here is an in-depth review […]

State Farm has roots dating back to 1922 when it extended its first auto insurance policy. It has grown since then, forming a large group of insurance and financial service companies. With over 70,425 employees, 18,000 agents, 343 claim offices, and 30 operations centers, the State Farm Group is the largest property-casualty insurer in the […]