CashNetUSA is a licensed online lender that offers payday loans, lines of credit, personal loans, and a few other types of loans in select states (more on that below). Currently operating in 30 states, more than 3 million borrowers have used the company’s services since it launched in 2004. A flagship brand of Enova International, […]
Getting cash fast isn’t always easy, especially if your credit isn’t stellar. Cash Central is an online lender that offers both payday and installment loans to those who need money now. In this review, you’ll learn about the lender’s terms and features so you can decide whether they’re right for you. Who are Cash Central […]
You never know when an emergency will happen, until it happens. If you have enough cash saved up in an emergency fund, you’re good to go. But if not, getting cash fast is a top priority. This can be hard if you don’t have stellar credit. There are personal loans for bad credit out there, […]
Payday lending is bad, right? That certainly seems to be the accepted truth and the force behind a significant portion of America’s consumer financial regulatory policy in the last few years. Critics, which include the Consumer Financial Protection Bureau (CFPB), refer to payday loans as predatory and abusive “debt traps” (source). But is such criticism […]
If you need money fast, you may consider getting a cash advance loans. There’s no doubt cash advance loans are a convenient and fast source of cash for emergencies. However, they may not be the best choice for you. Here is what you need to know about cash advance loans, how much they cost, and […]
It’s easy to fall into the open arms of payday lenders when you’re broke and have bad credit. Obviously, you don’t like the idea of paying a 400% interest rate on a few hundred bucks. You’re not stupid. You know they are taking you for a ride, but you’re in a tight spot. Any type of […]
Having bad credit creates a Catch-22 situation for consumers. If you have bad credit, you don’t get approved for new credit; and without new credit, it’s next to impossible to repair your bad credit. This dilemma is not restricted to obtaining a loan. Employers also use credit checks as a way to filter job applications. Workers […]
Supporters of payday loans claim they provide a valuable service to the community by offering loans to people who would otherwise never qualify for credit. They’ll reason that payday loans are not meant as long-term loans but one-off deals to bridge the gap when people are strapped for cash. Although there are circumstances when a […]
What is a payday loan? How do you calculate its annual percentage rate (APR)? Are there cheaper alternatives with lower rates? SuperMoney has the answers. Let’s start with some background. In 1968, Congress passed the Federal Truth in Lending Act. The law introduced the concept of the APR, a game changer for the credit industry. […]
CashNetUSA is the leading online payday lender in the United States. As well as payday loans, CashNetUSA is also a direct lender of installment loans and lines of credit. The application process takes a few minutes, and borrowers receive an instant lending decision. In some cases, money can be transferred by the next business day. […]
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