Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers. While Congress and White House staff members continue to get paid 800,000 federal employees have seen their paychecks stop. About 420,000 “essential” employees are working without pay. This includes IRS, NASA, and TSA agents. Approximately 380,000 workers have […]
CashNetUSA is a licensed online lender that offers payday loans, lines of credit, personal loans, and a few other types of loans in select states (more on that below). Currently operating in 30 states, more than 3 million borrowers have used the company’s services since it launched in 2004. A flagship brand of Enova International, […]
Getting cash fast isn’t always easy, especially if your credit isn’t stellar. Cash Central is an online lender that offers both payday and installment loans to those who need money now. In this review, you’ll learn about the lender’s terms and features so you can decide whether they’re right for you. Who are Cash Central […]
You never know when an emergency will happen, until it happens. If you have enough cash saved up in an emergency fund, you’re good to go. But if not, getting cash fast is a top priority. This can be hard if you don’t have stellar credit. There are personal loans for bad credit out there, […]
Payday lending is bad, right? That certainly seems to be the accepted truth and the force behind a significant portion of America’s consumer financial regulatory policy in the last few years. Critics, which include the Consumer Financial Protection Bureau (CFPB), refer to payday loans as predatory and abusive “debt traps” (source). But is such criticism […]
If you need money fast, you may consider getting a cash advance loans. There’s no doubt cash advance loans are a convenient and fast source of cash for emergencies. However, they may not be the best choice for you. Here is what you need to know about cash advance loans, how much they cost, and […]
It’s easy to fall into the open arms of payday lenders when you’re broke and have bad credit. Obviously, you don’t like the idea of paying a 400% interest rate on a few hundred bucks. You’re not stupid. You know they are taking you for a ride, but you’re in a tight spot. Any type of […]
Having bad credit creates a Catch-22 situation for consumers. If you have bad credit, you don’t get approved for new credit; and without new credit, it’s next to impossible to repair your bad credit. This dilemma is not restricted to obtaining a loan. Employers also use credit checks as a way to filter job applications. Workers […]
Supporters of payday loans claim they provide a valuable service to the community by offering loans to people who would otherwise never qualify for credit. They’ll reason that payday loans are not meant as long-term loans but one-off deals to bridge the gap when people are strapped for cash. Although there are circumstances when a […]
What is a payday loan? How do you calculate its annual percentage rate (APR)? Are there cheaper alternatives with lower rates? SuperMoney has the answers. Let’s start with some background. In 1968, Congress passed the Federal Truth in Lending Act. The law introduced the concept of the APR, a game changer for the credit industry. […]
SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.
We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.
