Is it possible to get a loan after bankruptcy

Although fewer Americans file for bankruptcy every year, it’s still a reality that many must face. In 2018, Americans filed approximately 753,300 bankruptcies (source). In desperate moments, bankruptcy is a stressful but necessary process. But after bankruptcy, what comes next? How long does it take to recover? And how soon can you get approved for […]

personal loan denial

Are you one of the 5.8 million Americans who is currently unemployed? Are you also struggling to find a loan? If so, you may wonder if it’s possible to get a loan while unemployed. Well, we’ve got good news and bad news. The good news is, you don’t necessarily need a job to get approved […]

prepaid cards personal loans

What is a prepaid debit card loan, and should you get one? Say you need a loan, but you don’t have a bank account and don’t want to get it in cash. Getting a loan on a prepaid debit card could be a good solution. But is it the right financial move for you? Here’s […]

best 6 month personal loans ways to get fast money

We are all told to set aside money for a rainy day. But many of us do not have the means to fund a substantial safety net. A serious illness, car repair, or an extended furlough can easily deplete a budget. But what can you do in the face of a crisis if you have middling or […]

Payday Lending Rules

The payday lending industry heaved a collective sigh of relief yesterday. The Consumer Financial Protection Bureau proposed the weakening of Obama-era payday lending rules that required lenders to assess borrowers’ ability to repay. They also limited the number of times a lender could try to withdraw money from a lender’s account to two. Major victory […]

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Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers. While Congress and White House staff members continue to get paid 800,000 federal employees have seen their paychecks stop. About 420,000 “essential” employees are working without pay. This includes IRS, NASA, and TSA agents. Approximately 380,000 workers have […]

CashNetUSA 2018

CashNetUSA is a licensed online lender that offers payday loans, lines of credit, personal loans, and a few other types of loans in select states (more on that below). Currently operating in 30 states, more than 3 million borrowers have used the company’s services since it launched in 2004. A flagship brand of Enova International, […]

Cash Central payday loans

Jump to a section Overview Review Interest Rates Requirements How To Apply Getting cash fast isn’t always easy, especially if your credit isn’t stellar. Cash Central is an online lender that offers both payday and installment loans to those who need money now. In this review, you’ll learn about the lender’s terms and features so […]

Check n go review

You never know when an emergency will happen, until it happens. If you have enough cash saved up in an emergency fund, you’re good to go. But if not, getting cash fast is a top priority. In this Check ‘n Go review, you’ll be able to find out how to get cash installment loans even […]

are payday loans evil

Is Payday Lending Evil?

Payday lending is bad, right? That certainly seems to be the accepted truth and the force behind a significant portion of America’s consumer financial regulatory policy in the last few years. Critics, which include the Consumer Financial Protection Bureau (CFPB), refer to payday loans as predatory and abusive “debt traps” (source). But is such criticism […]