Can I get a personal loan without a checking account

When you apply for a loan, most lenders will ask about your bank account. So what can you do if you don’t have one? There are loans available for applicants without bank accounts, though their rates and terms are often less than desirable. Loans that don’t always require a checking account include car title loans, […]

prepaid cards personal loans

What is a prepaid debit card loan, and should you get one? Say you need a loan, but you don’t have a bank account and don’t want to get it in cash. Getting a loan on a prepaid debit card could be a good solution. But is it the right financial move for you? Here’s […]

12-month personal loans guide

Need some cash but worried about the cost of a short-term loan? A 12-month loan may be the right solution. Read on to learn everything you need to know to decide if a 12-month loan is right for you. Invest just five minutes of your time and learn how to find the best rates and […]

medical expenses

How to present patient financing programs to patients Stock your office with informative materials Direct mail advertising Social media ads and messaging Email marketing Print advertisements in your waiting room Train receptionists Promote it on your website In-person recommendations from physician Do you have patients who struggle to pay for the medical care they need? […]

best 6 month personal loans

We are all told to set aside money for a rainy day. But many of us do not have the means to fund a substantial safety net. A serious illness, car repair, or an extended furlough can easily deplete a budget. But what can you do in the face of a crisis if you have middling or […]

GreenSky review

GreenSky is a financial company that provides bank loans for home improvement projects through a fast and paperless process. Founded in 2006, it has funded $15 billion in loans and has served 2.1 million customers. According to Forbes, GreenSky is America’s third most valuable fin-tech company after SoFi and Stripe, and a “classic digital era middleman.” […]

Barclays Personal Loans review: Find out how Barclays Personal Loans compares to other lenders in the market.

Barclays is a global bank headquartered in London, with roots tracing back to a goldsmith banking business established in 1690. It has grown over the last 300+ years to serve customers in 40 countries, including the United States. Barclays US offers American citizens credit cards, savings accounts, CDs, and personal loans through a fully digital […]

government shutdown loans shutdown loans loans for federal employees/workers emergency loan programs federal worker/employee loans furlough loans

Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers. While Congress and White House staff members continue to get paid 800,000 federal employees have seen their paychecks stop. About 420,000 “essential” employees are working without pay. This includes IRS, NASA, and TSA agents. Approximately 380,000 workers have […]

What are origination fees? Find out how much they are costing you and how to reduce them.

Average loan origination fees by loan type Mortgages 0.5% – 1%. Auto loans 0% – 2%. Student loans 0% – 4%. Personal loans 1% – 6%. Small business loans 1% – 6%. Interest rates are often the first thing people look at when applying for a loan. And while it’s important to know how much you’ll pay in interest, there’s […]

how to use student loan consolidation

Best Personal Loans for Students

As a college student, you don’t have many options when it comes to loans. Most of the top personal loans on the market require great credit and a steady income, which typically aren’t a student’s strong suit. This article may focus on the best personal loans for students, but you shouldn’t rush into an unsecured personal […]