12-month personal loans guide

You’ve heard of mortgage and student loan refinancing, but can you refinance a personal loan? The answer is yes. Many lenders offer personal loan refinancing options. So if you’re unhappy with your loan, you’re not stuck with it — you can try to find a new loan with better terms. But just because you can […]

Get help with your debt

If you’re researching how to recover from financial mistakes, then you’re not alone. A new poll by the Robert Wood Johnson Foundation found that nearly half the American households in America (47%) are facing serious financial pain. Improving one’s finances and repairing one’s credit is now part of the American way of life. Luckily, people […]

Are you looking to get a better deal on your current personal loan? Whether you want to lower your payment, change your term, improve your APR, or all of the above, refinancing may open that door. Read on to learn how to refinance a personal loan, and how to know if refinancing is right for […]

worth hiring an insurance agency

Comparison shopping is important, especially for large purchases. Health insurance is one of those purchases. It’s a monthly expense that offers valuable coverage when you get sick. Here are six steps to follow to make sure your comparison shopping is successful: Evaluate Your Budget Know Your Health Needs Start with the Health Insurance Marketplace Compare […]

Is it possible to get a loan after bankruptcy

Although fewer Americans file for bankruptcy every year, it’s still a reality that many must face. In 2018, Americans filed approximately 753,300 bankruptcies (source). In desperate moments, bankruptcy is a stressful but necessary process. But after bankruptcy, what comes next? How long does it take to recover? And how soon can you get approved for […]

long term loans pros and cons

When it comes to personal loans, is it better to go with a short term or a long term? Long-term loans give you more time to repay the debt, and they come with lower monthly payments. But they bring a few drawbacks as well. Read on to learn more about long-term personal loans, and how […]

what is direct deposit

Yes, you can get a loan without a bank account, but you will only have limited options and it could get expensive. Even if you think you won’t qualify, consider applying a checking account. Here is our list of the best checking accounts currently available. When you apply for a loan, most lenders will ask […]