Woman researches whether you can remove student loans from your credit report

11.5% of students with loans default on them (Department of Education). Defaulting on student loan debt is never ideal, but sometimes it’s outside of your control. It’s certainly not rare. Approximately 11.5% of borrowers with student debt default on their loans. If you make a mistake or can’t make payments because of something outside of […]

Get Student Loans Out of Default

Defaulting on a student loan doesn’t mean missing a couple of payments. Default is the result of a long delinquency in payments, and it is not a situation in which you want to find yourself. In fact, defaulting on your loan may result in being sued, having your wages garnished, and missing out on tax […]

If you’re considering a private student loan to finance your education, check out credit union student loans. Unlike traditional banks, credit unions are nonprofit organizations, which could mean a lower interest rate for you. According to financial aid expert Carol Stack, co-author of The Financial Aid Handbook: Getting the Education You Want for the Price […]

student loan scammers

Student loan companies are gouging student loan borrowers to the tune of $95 million, according to the Federal Trade Commission (FTC), 11 states, and the District of Columbia. The federal and state officials announced earlier this month that they had filed 36 separate lawsuits against scammers who have taken the illegal fees through fraud and […]

SunTrust LightStream Loans

SunTrust Student Loans: In-depth Review

SunTrust Bank is the largest subsidiary of U.S. bank holding company SunTrust Banks, Inc. With roots tracing back to 1891, the company is long-standing and well-established. Its online lending division named LightStream helps make borrowing easier and more accessible to customers. Together, SunTrust and LightStream provide lending, credit cards, deposits, and trust and investment services. […]

how to use student loan consolidation

Student loan debt can be crushing, especially if you’re a new graduate seeking employment, or a young parent taking time off to raise children. If you have more than one student loan, it can be beneficial to consolidate those loans. But it’s not always a good idea. Learn how to use student loan consolidation effectively. But […]

Student Loan Consolidation Guide

 Student loan debt is at an all-time high. Currently, 44.2 million borrowers in the U.S. owe $1.3 trillion in student loan debt, according to a recent study by the New York Federal Reserve. You might be one of these borrowers — heck, most of us are — and perhaps you’re looking for a better solution to […]