best 6 month personal loans

We are all told to set aside money for a rainy day. But many of us do not have the means to fund a substantial safety net. A serious illness, car repair, or an extended furlough can easily deplete a budget. But what can you do in the face of a crisis if you have middling or […]

Payday Lending Rules

The payday lending industry heaved a collective sigh of relief yesterday. The Consumer Financial Protection Bureau proposed the weakening of Obama-era payday lending rules that required lenders to assess borrowers’ ability to repay. They also limited the number of times a lender could try to withdraw money from a lender’s account to two. Major victory […]

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Government shutdowns affect millions of people but they are particularly hard on poor families and low-income workers. While Congress and White House staff members continue to get paid 800,000 federal employees have seen their paychecks stop. About 420,000 “essential” employees are working without pay. This includes IRS, NASA, and TSA agents. Approximately 380,000 workers have […]

CashNetUSA 2018

CashNetUSA is a licensed online lender that offers payday loans, lines of credit, personal loans, and a few other types of loans in select states (more on that below). Currently operating in 30 states, more than 3 million borrowers have used the company’s services since it launched in 2004. A flagship brand of Enova International, […]

Cash Central payday loans

Getting cash fast isn’t always easy, especially if your credit isn’t stellar. Cash Central is an online lender that offers both payday and installment loans to those who need money now. In this review, you’ll learn about the lender’s terms and features so you can decide whether they’re right for you. Who are Cash Central […]

Check n go review

You never know when an emergency will happen, until it happens. If you have enough cash saved up in an emergency fund, you’re good to go. But if not, getting cash fast is a top priority. This can be hard if you don’t have stellar credit. There are personal loans for bad credit out there, […]

are payday loans evil

Is Payday Lending Evil?

Payday lending is bad, right? That certainly seems to be the accepted truth and the force behind a significant portion of America’s consumer financial regulatory policy in the last few years. Critics, which include the Consumer Financial Protection Bureau (CFPB), refer to payday loans as predatory and abusive “debt traps” (source). But is such criticism […]


If you need money fast, you may consider getting a cash advance loans. There’s no doubt cash advance loans are a convenient and fast source of cash for emergencies. However, they may not be the best choice for you. Here is what you need to know about cash advance loans, how much they cost, and […]

credit traps worse payday loans1

It’s easy to fall into the open arms of payday lenders when you’re broke and have bad credit. Obviously, you don’t like the idea of paying a 400% interest rate on a few hundred bucks. You’re not stupid. You know they are taking you for a ride, but you’re in a tight spot. Any type of […]

choose payday loan alternatives

Having bad credit creates a Catch-22 situation for consumers. If you have bad credit, you don’t get approved for new credit; and without new credit, it’s next to impossible to repair your bad credit. This dilemma is not restricted to obtaining a loan. Employers also use credit checks as a way to filter job applications. Workers […]