credit cards that accept cosigners

16% of Americans have bad credit. Is your bad credit score holding you back from accessing credit? It’s a Catch-22 that many people face. In fact, according to Experian, 16% of Americans have a credit score that is considered poor. However, even with bad credit, you might be able to get approved for certain credit […]

Education Loan Refinance review

What is Education Loan Finance (ELFI), and can it save you money on your student loans? ELFI is SouthEast Bank’s student loan debt consolidation program. The program helps borrowers to consolidate multiple student loans into one, reducing the costs and stress involved with the repayment process. Read this Education Loan Refinance in-depth review to find […]

Jora Credit Review

Jora Credit: In-depth Review

Jora Credit offers an expensive form of credit for high-risk borrowers facing emergency situations. Founded in Addison, Texas in 2017, the company aims to provide a simple and reliable way for customers to get a loan. Plus, it offers more repayment flexibility than many other lenders which cater to less-than-stellar credit. But should you borrow […]

tax filing status - End of year tax filing tips

Standard tax deductions 2018/2019 Single taxpayer – $12,000 Married taxpayers filing a joint return – $24,000 Head of household taxpayers – $18,000 Single taxpayer blind or 65 and older – $13,550 Single taxpayer – 65 or older and blind – $15,100 Head of household blind or 65 and older – $18,550 Head of Household 65 […]

Upromise Mastercard

This is an in-depth review of the Upromise Mastercard. See if this card is right for you and your family. The United States is in the midst of a student loan crisis. The average graduate leaves college with a debt load of $30,301 according to the latest data by the National Center for Education Statistics. As such, it’s more […]

How to Respond to IRS Letter LT11

How to Respond to IRS Letter LT11

If you receive IRS Letter LT11, it means you are experiencing some trouble with Uncle Sam. Don’t panic. As long as you respond in a satisfactory manner, you can resolve the problem without having your property seized. What are your options for responding? Here are four you should know. How to respond to IRS Letter […]


You received the notice that you are being audited. While not a fun situation, you responded and sent in the required documentation. Now you received IRS Letter 3500-interim. What does it mean and what should you do? Here are the basics. What is the purpose of IRS Interim Letter 3500? IRS Letter 3500, Interim Letter, […]

Financial goals

How To Achieve Your Financial Goals

Many people dream of what they want to achieve, but few actually set concrete goals in order to be successful. In the world of financial goals, there is nothing more important to keeping you focused on the prize than to have clearly defined, measurable, time-sensitive goals. So what is your financial goal? Perhaps you want […]

International Student Car Loans: What You Need to Know

If you’re looking for international student car loans in the U.S., your options are limited. Traditional auto lenders typically require a credit history and a Social Security number, both of which are hard to come by when you’re not a citizen. Fortunately, there are some solutions that can help you get the access to transportation you need. With an […]

HARP what is a HARP loan

If you’ve been struggling to pay your mortgage and your house is either underwater, or has very little equity, the HARP program may be able to help you out. But what is a HARP loan? What is the HARP program? Well, we’re not talking about the musical instrument. HARP is a government program aimed at […]