debt consolidation excessive debt

Student loan default is becoming increasingly common, particularly among people with smaller student debt amounts. Did you take out a private student loan with the best of intentions, only to find yourself in over your head? You’re not alone. More than one million people every year struggle to keep up with their loan payments and […]

HOW TO REFINANCE A STUDENT LOAN WITH A COSIGNER

Refinancing your student loans with a cosigner can help you lower your monthly payments and reduce the overall cost of your loan. But it’s not always a good idea. Read on to find out how to refinance student loans with a cosigner, and how to decide if you should. What is refinancing? How to refinance […]

Invest or pay off your mortgage. Find out which one makes sense for you.

You’ve come into some extra money. Maybe a relative left you an inheritance, or your employer gave you a holiday bonus. Or maybe you’ve set up your budget to get you some extra savings each month. You want to use this extra cash to improve your financial situation. But what’s the best way to do […]

calculate your car down payment

A car is an essential part of most Americans’ lives. Without one, many can’t get groceries or commute to work. 65% of car buyers choose to get an auto loan. Cars may be important but they are also expensive. Most people can’t afford or don’t want to pay cash for one. That means most prospective […]

You can’t put a price on education, which is a good thing because the sticker shock would put us off it altogether. This comprehensive student loan industry study investigates multiple data sources to reveal the key trends and statistics that define how we finance higher education. Student loans are the fastest-growing source of debt for […]

deferment and forbearance

Federal student loans offer deferment and forbearance options to help borrowers during times of financial hardship. If you qualify, you can temporarily reduce or pause your loan payments. But what about private loans? Can you get a deferment or forbearance on private student loans? Do they offer similar repayment protections? Here’s what you need to know. 8 lenders that offer deferment […]