Millennials higher incomes

If you are a demographic economics nerd – and why else would you be reading an article on average millennial income? – you have probably read headlines like these. “Young adult households are now earning more than ever before.” “Are Millenials on track to become the richest generation?” “Millenials may be the wealthiest generation.” But […]

how does the debt to income ratio affect student refinancing options

Do you want to refinance your student loans? If so, you’ll need to get your debt-to-income (DTI) ratio in check. Your DTI is one of the most important factors that lenders look at when you apply to refinance your student loans. But what is a debt-to-income ratio, and why is it so important? Read on […]

average pharmacist student loan debt

According to the American Association of Colleges of Pharmacy (AACP), nearly 85% of students borrow money to pay for their pharmacy degree. Further, the average pharmacist student loan debt is $166,528 by the time they graduate (source). Are you happy about your career as a pharmacist, but overwhelmed by your student loan debt? Do your monthly […]

what is the statute of limitations on private student loans

When you default on a private student loan and can’t repay it, how long can the lender pursue you to collect the balance? What is the statute of limitations on private student loans? We have good and bad news. The bad news is lenders can pursue you indefinitely to collect the money you owe. But […]

debt consolidation excessive debt

Student loan default is becoming increasingly common, particularly among people with smaller student debt amounts. Did you take out a private student loan with the best of intentions, only to find yourself in over your head? You’re not alone. More than one million people every year struggle to keep up with their loan payments and […]

HOW TO REFINANCE A STUDENT LOAN WITH A COSIGNER

Refinancing your student loans with a cosigner can help you lower your monthly payments and reduce the overall cost of your loan. But it’s not always a good idea. Read on to find out how to refinance student loans with a cosigner, and how to decide if you should. What is refinancing? How to refinance […]

Splash Financial Student Loans Refinancing

Splash Financial is a student loan refinancing company that provides a quick and easy way for college graduates to refinance their student loan debt online. Refinancing is the process of replacing a loan with a second, more affordable loan, usually with lower interest rates and a more attractive loan term. This helps graduates who are struggling […]

Education Loan Refinance review

What is Education Loan Finance (ELFI), and can it save you money on your student loans? ELFI is SouthEast Bank’s student loan debt consolidation program. The program helps borrowers to consolidate multiple student loans into one, reducing the costs and stress involved with the repayment process. Read this Education Loan Refinance in-depth review to find […]

2019 Study Loan Industry Study

You can’t put a price on education, which is a good thing because the sticker shock would put us off it altogether. This comprehensive student loan industry study investigates multiple data sources to reveal the key trends and statistics that define how we finance higher education. Student loans are the fastest growing source of debt […]

How to release a cosigner with a student loan refinance

This detailed guide will help you learn how to release your cosigner with a student loan refinance. When you first took out student loans, you may not have had the credit or income required to get approved on your own. People that have graduated, have a job, and have a track record of making payments […]