Annual Fee

No Early Withdrawal Fee

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

CD Accounts

Variable Rate

Adjustable Rate

Traditional

Bump Up

Liquid

Jumbo

Callable

Foreign Currency

APY (Annual Percentage Yield)

3-Month APY

6-Month APY

12-Month APY

18-Month APY

2-Year APY

3-Year APY

4-Year APY

5-Year APY

10-year APY

Certificate Term

3 months

6 months

12 months

2 years

3 years

4 years

5 years

17 months

20 months

7 months

23 months

10 months

5 months

182 days

4 Months

2 months

14 Months

11 months

18 months

1 month

9 months

13 months

15 months

16 months

7 years

28 months

42 months

30 months

19 months

39 months

58 months

37 months

59 months

10 years

25 months

31 months

43 months

49 months

55 months

61 months

6 years

27 months

Minimum Opening Deposit

Secure your savings with the best CD accounts. Compare top-rated certificates of deposit offering competitive rates and terms to help your money grow safely.

Best CD Accounts for <span class="desktop-bold">February 2026</span>

Find the best savings accounts to grow your money. Compare top-rated options with high interest rates, no hidden fees, and flexible terms to meet your financial goals.

Don't settle for less than awesome when it comes to savings accounts. Find the highest rates and lowest fees available.

Earn more with the best money market accounts. Compare top-rated options offering high interest rates, easy access to your funds, and flexible terms to grow your savings.

Earn higher interest rates on your savings with a money market account. These are the best accounts money can buy.

Maximize your business’s earnings with the best business savings accounts. Compare top-rated options offering competitive interest rates, no hidden fees, and flexible access to your funds.

Don't settle when it comes to business savings accounts.

Discover the best checking accounts to manage your money effortlessly. Compare top-rated options with no hidden fees, convenient features, and easy access to your funds.

Your money should work for you not the other way round. Use SuperMoney's free comparison tools before you choose your next checking account.

Invest smarter with the best robo-advisors. Compare top-rated platforms offering automated, low-cost investment management to help you grow your wealth effortlessly.

Find the best investment advisory firms & robo advisor apps from user reviews & ratings at SuperMoney.

Compare Best CD Accounts for February 2026

Best {{ category.name }} for <span class="desktop-bold">{{#date "LLLL yyyy"}}{{/date}}</span>

Compare the best savings accounts around!

Certificates of deposit accounts give you access to higher interest rates, but it comes at a price. See which CD accounts have the best rates for you.

Find and compare the best CD rates on the market.

Best CD Accounts - February 2026: Compare top providers and find the best deals for your financial situation with SuperMoney's comparison tools.