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Does 7-11 Do Cash Back in 2024?

Last updated 03/15/2024 by

Justin Smith

Edited by

Fact checked by

Summary:
7-Eleven (aka 711), a popular chain of convenience stores with over 13,000 locations across the United States and Canada, only offers cash back to debit card users at certain store locations. There is a $10 cash back limit per transaction, and cash back is not offered to customers paying by credit card or check. Customers do have to make a purchase to get cash back, but there is no fee.
7-Eleven is one of the most popular convenience store chains in the country, with locations across every state. They are a one-stop shop for everything from gas to basic grocery items, fountain drinks, and personal items.
7-Eleven does not have a corporate policy on cash back, meaning it’s only available at certain stores, and only then with a cash back limit of $10. Additionally, customers can only receive cash back through debit card purchases. If you need more than $10, though, there are other ways to get extra cash back the next time you stop at a 7-Eleven.

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What is cash back?

In this context, cash back is a service whereby a retailer charges an additional amount on customers’ cards and then gives them an equal amount of cash from the register. It saves customers time by not making them visit an ATM and saves money if they potentially have to visit an out-of-network ATM.
For credit cards, cash back refers to a benefit that refunds the cardholder a small percentage of the amount that is spent on each purchase above a certain dollar threshold. The first cashback program started with the Discover credit card, which was introduced in 1986. It is effectively an incentive for cardholders to use their cards and a way to save money after the fact.

What does 7-Eleven sell?

7-Eleven is a chain of convenience stores based in Irving, Texas, with more than 13,000 locations across the United States and Canada. They also have stores in select locations in Mexico, Asia, Europe, and Australia. In addition to 7-Eleven stores, 7-Eleven, Inc. also operates and franchises Speedway, Stripes, Laredo Taco Company, and Raise the Roost Chicken and Biscuits locations.
7-Eleven stores sell a variety of items, from food and snacks to gas to personal care items. They have nearly everything one would associate with a typical convenience store.

Does 7-Eleven do cash back?

Certain 7-Eleven stores provide cash back to customers who make debit card purchases. However, there is no corporate policy regarding how stores must operate in this regard. It is up to each individual store to decide whether they want to offer cash back to customers.
Because of the potential for fraud, some 7-Eleven stores choose not to offer this service to customers. That said, it is most common for 7-Eleven to offer up to $10 cash back with a purchase using a debit card. Additionally, many 7-Eleven stores have ATMs with much higher withdrawal limits that you can use to withdraw cash if you need it.

Pro Tip

7-Eleven offers a Trans@ct Prepaid Mastercard that you can use at any participating 7-Eleven ATM with no fee. If you use it elsewhere, you will have to pay a $2.95 fee.

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What are the rules for obtaining cash back at 7-Eleven?

There are certain rules and stipulations that come with obtaining cash back from 7-Eleven stores.

Minimum purchase

The minimum purchase amount to receive cash back at 7-Eleven is just $1. However, some stores do not offer cash back at all. You must make a debit card purchase to receive cash back.

Limits

As there is no company-wide policy on cash back at 7-Eleven stores, the maximum cashback limit depends on the particular store you visit. That said, at most 7-Eleven stores that do offer cash back, the limit is typically $10.
Additionally, only a maximum of two transactions are eligible for cash back at any given time. So you could get $20 with two purchases.

Fees

Unlike some other retail stores and ATMs, 7-Eleven does not charge any cashback fees. The only requirement to receive cash back is to make a purchase.

How can I get cash back at 7-Eleven?

If you are at a 7-Eleven that gives cash back to customers when they make a purchase with a debit card, you can receive your cash back by doing the following:
  1. Make your purchase as normal. (Some stores have a minimum purchase requirement for receiving cash back).
  2. On the keypad, indicate that you would like to receive cash back.
  3. Enter the amount you would like to receive, up to the store’s limit (most often that amount is $10).
  4. The cashier will process your purchase and give you your cash back.

Does 7-Eleven make money from cash back?

7-Eleven does not make money directly from giving cash back. However, offering the service drives loyalty, gets people into their stores, and encourages them to spend more. The cost to 7-Eleven is minimal since most debit cards charge a flat fee plus a small percentage of the purchase amount (e.g., 0.05%). So, giving $10 cash back will only cost them a few cents.

Can I get cash back with a credit card at 7-Eleven?

You cannot get actual cash back with a credit card at 7-Eleven. 7-Eleven only provides cash back on debit cards. They also do not allow cash back on transactions made with personal checks.
Some stores, including Dollar General, allow Discover credit card users to get cash back. But 7-Eleven is not one of the participating chains. However, if you pay with a cashback rewards card, you can earn cash to spend on future purchases.

How do cashback rewards work?

Unlike traditional rewards points programs that can only be used to buy goods or services, cashback rewards are, simply, cash. They are typically presented to the cardholder on a monthly credit card statement. Consumers may receive their cashback rewards either through direct deposit to a linked bank account, as a statement credit reducing that month’s bill, as a gift card, or through the mail by check.

Rewards structure

Cashback credit cards typically come in the form of a flat-rate rewards structure or a bonus or rotating rewards structure. A flat-rate rewards structure gives you cash back on any eligible purchase, while a bonus or rotating rewards structure gives you cash back on certain types of purchases.
You can use our comparison tool to read reviews of different cashback rewards cards and find the right one for you.

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Does 7-Eleven have cashback rewards?

They do not have a traditional cashback rewards credit card. But they do have a prepaid Mastercard with some benefits, including free ATM withdrawals, a loyalty program called 7Rewards, and a fuel savings card for truck drivers. The 7Rewards program is probably the best way to save money — you earn points and redeem them for discounts.

What are the benefits of cash back?

When using your debit card to get cash at the register, you can save yourself an extra stop at the ATM and possibly a little money if your ATM fees are high.
The benefits of cashback programs allow credit card users to be rewarded for using their cards. It’s an easy way to earn rewards for making simple purchases, such as at grocery stores or when you’re out shopping. Additionally, some credit card networks partner with third-party companies and websites to offer discounts on certain products as well as cash back.

Pro Tip

Some credit card companies also offer cashback rewards as part of a signup bonus if you meet a minimum purchase requirement in the first months of having the card. These bonuses can total hundreds of dollars.

What are the negatives of cash back?

The convenience of getting extra quick cash is also the problem. You will have to remember that you spent that extra money.
Cashback credit cards can have high annual percentage rates (APRs) or can charge high annual fees. They can also put a ceiling on how much cash back you can earn. You can even lose your cash back rewards if you fail to pay your bill on time. Customers also might not get their cash back in as timely of a manner as they’d like.

FAQ

Does 7-Eleven give cash back with Apple Pay?

7-Eleven does not offer cash back with Apple Pay. Cash back is only available through a debit card purchase, meaning cash back through Apple Pay is not available.

Does 7-Eleven give cash back with Google Pay?

7-Eleven does not offer cash back with Google Pay either.

What is the 7-Eleven cashback minimum?

The 7-Eleven cashback minimum is usually $1. However, since there isn’t a company-wide policy regarding cash back in 7-Eleven stores, the minimum purchase amounts to receive cash back are up to the individual store managers. Additionally, cash back is only available through debit card purchases.

Does 7-Eleven do $5 cash back?

Yes, 7-Eleven does $5 cash back. The 7-Eleven stores that do offer cash back typically offer as much as $10 cash back per transaction, though this depends on the store. As long as you are making a debit card transaction, you can get $5 cash back from 7-Eleven.

Key takeaways

  • 7-Eleven is a chain of convenience stores that has over 13,000 locations across the United States and Canada, in addition to locations in Mexico, Asia, Europe, and Australia. 7-Eleven sells a variety of items, from food and snacks to gas to personal care items.
  • Cash back is only available at some 7-Eleven stores, mostly with a $10 limit per transaction. Regular debit card users can get cash back on every transaction with no fee, although you do have to make a purchase.
  • Customers paying with credit cards, Apple Pay, Google Pay, and personal checks cannot get cash back at 7-Eleven.
  • If your debit or credit card offers cashback rewards, you may be able to earn additional cash back for future purchases.
  • You will have to weigh the benefits of getting some quick cash at the register against the consequences of spending the extra money. Cash-back credit cards have risks and rewards as well.

SuperMoney may receive compensation from some or all of the companies featured, and the order of results are influenced by advertising bids, with exception for mortgage and home lending related products. Learn more

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