Does Panera Bread Take Apple Pay Or Google Pay?

Article Summary:

Panera Bread, a favored spot for bread and coffee aficionados, offers various payment methods to cater to its diverse customer base. This article explores the different payment options available at Panera, the convenience they offer, and how to utilize them during your visits. It also delves into the features of the Panera Bread app and the various payment methods it supports.

“Founded in 1987 as Au Bon Pain Co., Panera Bread is an American chain of bakery-café fast-casual restaurants known for its fresh bread, pastries, and other bakery items. The company underwent significant growth and transformation, selling its Au Bon Pain division in 1999 and focusing solely on the Panera Bread brand. Panera Bread, a staple for many during lunch breaks or while traveling in the US, has embraced the digital age by offering various payment methods. One of the most notable is Apple Pay. But does Panera really accept Apple Pay? And if so, how can you utilize it during your next visit? Let’s dive in and uncover the details.

Does Panera Bread take Apple Pay?

Yes, Panera Bread, has seamlessly integrated Apple Pay into its payment options since 2014. A favored spot for bread and coffee aficionados, is renowned for its commitment to customer convenience and innovation. Recognizing the shift towards digital payments, Panera ensures swift transactions, eliminating the need to fumble with cash or cards. Its contactless nature ensures a hygienic payment process, which is especially crucial in today’s health-conscious world. Moreover, Apple Pay’s robust encryption and security features mean that customers can enjoy their meals without fretting over payment security. By embracing Apple Pay, Panera underscores its dedication to providing a modern, easy, and secure payment experience for all its patrons.

How to pay at Panera with Apple Pay

Once your card is in the Wallet, paying at Panera becomes a breeze:

  1. Choose your desired items at Panera.
  2.  At checkout, access the Wallet app.
  3.  Select your payment card.
  4. Authenticate using Face ID, Touch ID, or your device’s passcode.
  5.  Bring your device close to the payment reader and wait for confirmation.

Using Apple Pay in the Panera Bread App

For those who love the Panera Bread app, Apple Pay integration ensures a smooth ordering process. Simply select Apple Pay at checkout and enjoy a seamless transaction.

Benefits of Using Apple Pay at Panera

Whether you’re at a Panera outlet or ordering via their app, Apple Pay is at your service. Moreover, Panera rewards Apple Pay users with a daily 3% cashback, adding a cherry on top of the convenience. When you use Apple Pay at Panera, you’re not just opting for a digital payment method; you’re choosing a seamless dining experience. Here’s why:

  1. Enhanced Security: Apple Pay uses a method called tokenization to secure transactions. This means your actual card number is never shared with merchants or transmitted with payment. Instead, a unique Device Account Number is used. This ensures that your payment information remains confidential, reducing the risk of fraud.
  2. Quick and Contactless: Especially in today’s health-conscious environment, contactless payments are preferred. Apple Pay allows you to make payments without physical contact, ensuring a hygienic transaction process.
  3. Rewards and Cashbacks: As mentioned, Panera offers a daily 3% cashback for Apple Pay users. This is a part of Apple’s Daily Cash program, which returns a percentage of your Apple Card spend back to you. Over time, these rewards can accumulate, leading to significant savings.
  4. Integration with MyPanera Rewards: When you use Apple Pay, you can simultaneously earn MyPanera rewards points. These points can be redeemed for delightful treats like pastries, salads, and sandwiches. It’s a win-win!
  5. Exclusive Promotions: Apple Pay users often benefit from exclusive promotions. For instance, a recent offer provided four months of free coffee at Panera for those who subscribed to the MyPanera+ coffee subscription using Apple Pay.
  6. Environmental Impact: Going digital means fewer paper receipts, which is a small but impactful step towards environmental conservation.
  7. Ease of Use: Setting up Apple Pay is a breeze, and transactions are completed with just a glance or touch, thanks to Face ID and Touch ID.

Incorporating Apple Pay into your payment methods at Panera not only ensures a swift and secure transaction but also enhances your overall dining experience with rewards and promotions. So, the next time you’re at Panera, consider tapping your phone for payment and reaping the myriad benefits that come with it.


Setting up Apple Pay

To enjoy the benefits of Apple Pay, one needs to integrate their credit or debit card with their device’s Wallet app. The process is straightforward:

1. Launch the Wallet app on your device.
2. Tap the “+” symbol to initiate the card addition process.
3. Either capture an image of your card or input the details manually.
4. After verification, your card gets a unique device account number, enhancing security.

Does Panera Bread take Google Pay?

The signals are mixed. Panera Bread has shown varying indications regarding its acceptance of Google Pay. As of 2023, some sources suggest that Panera Bread does not accept Google Pay. However, there are mentions of guests using contactless payments, including Google Pay, to complete their orders when ordering Panera through Google. Additionally, Panera Bread reportedly saw a significant increase in the share of wallet within a month of implementing Google Pay. Given these mixed signals, it’s recommended to directly check with Panera Bread or their official website for the most current information on their payment methods.

Do Panera’s competitors accept Google Pay?

What about Panera’s competitors and their stance on Google Pay? As this payment platform gains traction, many are curious about its adoption across the food industry. The table below provides a quick overview of whether some of Panera’s main competitors accept Google Pay:

Business Accepts Google Pay
Domino’s It’s advisable to check official website or local store
Subway Yes. Both in-restaurant and in-app
Dunkin’ Donuts Yes
Starbucks Yes (Reload Starbucks Card via app and in participating locations)
Chipotle Yes. In-restaurant and in-app

Alternative payment methods

While Apple Pay and Google Pay stands out, Panera offers a plethora of payment options:

Alternative Payment Methods at Panera
Credit Cards Major cards like Visa, Mastercard, and American Express are accepted.
Debit Cards Swipe or insert your debit card just like a credit card.
Gift Cards Panera’s gift cards are a great gifting option and can be used for payments.
Mobile Wallets Apart from Apple Pay and Google Pay, Panera also supports  Samsung Pay.


James Herman, founder and finance advisor of Mobile Tech Addicts, highlighted the complexities of mobile payments by stating, “Despite their growing popularity, there are reservations and concerns about using Apple Pay and Google Pay. From the user perspective, some worry about the security of their personal and financial information. They fear that a lost or stolen smartphone could compromise their accounts. Additionally, there’s concern about the limited acceptance of these platforms at smaller businesses and in certain regions. From the merchant side, concerns often revolve around transaction fees and the potential for disputes or fraudulent activities.”

MyPanera Rewards: Savor more with every bite

Panera Bread isn’t just about offering delicious meals; it’s about rewarding its loyal patrons. The MyPanera Rewards program is a testament to this commitment, ensuring that every visit to Panera is not just a culinary delight but also a step closer to exciting rewards.

  1. How It Works: Every time you dine at Panera or place an order online, you earn rewards points. Simply present your MyPanera card or provide your phone number at the checkout, and watch your points grow.
  2. Personalized Rewards: What sets MyPanera apart is its personalized approach. The rewards you receive are tailored to your preferences. Love their soups? You might get a free bowl on your next visit. Can’t get enough of their pastries? There could be a complimentary croissant waiting for you.
  3. Exclusive Offers: Being a MyPanera member means you get the first scoop on new menu items, special promotions, and exclusive events. It’s a VIP experience for every Panera enthusiast.
  4. Easy Tracking: With the Panera Bread app, tracking your rewards is a breeze. You can see your earned rewards, redeem them with ease, and even get a sneak peek at upcoming rewards.
  5. Birthday Treats: Celebrate your special day with Panera! MyPanera members receive a birthday reward, making your day a tad bit sweeter.
  6. Seamless Integration with Apple Pay: When you use Apple Pay, your MyPanera rewards are automatically tracked, ensuring you never miss out on points. Plus, with exclusive offers for Apple Pay users, there’s double the reason to use this payment method.
  7. Sustainability: In line with Panera’s commitment to the environment, MyPanera rewards often include initiatives that promote sustainability, like discounts for bringing your own mug.

Joining MyPanera is more than just being a part of a rewards program; it’s about being a part of a community that values quality, taste, and loyalty. So, the next time you bite into that Panera sandwich, remember, there’s a reward waiting for you, making every bite worth its weight in gold.

Pro Tip

Did you know that Panera Bread has a “secret menu”? It’s a little-known fact that has delighted many regulars over the years. One day, a regular customer named Sarah was feeling adventurous and asked her favorite Panera barista if there was anything new or unique she could try. The barista leaned in and whispered about the “secret menu” that wasn’t advertised but was available for those in the know. Sarah was introduced to a deliciously healthy Power Chicken Hummus Bowl that wasn’t on the regular menu. Since then, she’s made it her mission to explore these hidden gems on every visit. So, the next time you’re at Panera, don’t hesitate to ask about their secret offerings. You might just discover a new favorite!


Does Panera deliver?

Yes, Panera Bread offers delivery services. Customers can order a variety of items from their menu, including breakfast sandwiches, lunch, dinner, and desserts, and have them delivered to their location. Panera Bread also provides the option to schedule future delivery orders. Additionally, Panera Bread has expanded its delivery capabilities through partnerships with third-party delivery services like DoorDash, Grubhub, and Uber Eats.

Does Panera have gluten-free bread?

Panera Bread does not offer gluten-free bread or pastries. However, they do have a “Gluten Conscious” menu designed for gluten-sensitive customers. This menu includes various items made without gluten-containing ingredients. It’s important to note that while these items are made without gluten, there might still be a risk of cross-contamination, so those with severe gluten allergies or celiac disease should exercise caution.

Does Panera employees get discounts?

Yes, Panera Bread employees are eligible for discounts on menu items. The exact details of the employee discount policy may vary depending on the location and franchise ownership. Generally, employees receive a discount on food and drinks purchased at the restaurant where they work. Some reports suggest that employees can receive up to a 65% discount on items from the Panera menu.

Does Panera gift cards expire?

Panera Bread gift cards do not expire. This means that customers can use the gift card at any time without worrying about an expiration date. It’s always a good idea to check the terms and conditions associated with the gift card to ensure there are no additional fees or restrictions.

Key takeaways

  • Panera has been accepting Apple Pay since 2014.
  • Apple Pay offers a secure, contactless payment method.
  • Users can earn a 3% daily cashback at Panera using Apple Pay.
  • Apple Pay is integrated into the Panera Bread app for easy ordering.
  • Other payment methods at Panera include credit cards, debit cards, gift cards, and other mobile wallets.
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