Does Sam’s Club Take Apple Pay Or Google Pay?


Sam’s Club, a renowned membership-only warehouse club, is known for its diverse payment options tailored to cater to the evolving needs of its customers. As technology advances and digital payments become more prevalent, many wonder about the range of payment methods available at Sam’s Club. This article will explore the various payment options, delve into the rationale behind their selections, and highlight potential alternatives for those interested in modern payment solutions.

Sam’s Club, founded in 1983, is named after Walmart’s founder, Sam Walton. Unlike typical retail stores, it operates on a membership-only basis, offering bulk items at discounted prices. Interestingly, the first Sam’s Club opened in Midwest City, Oklahoma, just a few miles away from Costco, its primary competitor. Beyond retail, some Sam’s Club locations even offer unique services like car rentals and health screenings. Does Sam’s Club accept Google Pay or Apple Pay, though?

Does Sam’s Club take Apple Pay?

No, as of now, Sam’s Club does not support Apple Pay for its transactions. This decision might come as a surprise to some, especially considering the widespread adoption of Apple Pay across various retail outlets. However, Sam’s Club prioritizes offering its customers a unique and efficient shopping experience.

To bridge the gap and cater to tech-savvy shoppers, Sam’s Club has rolled out its proprietary mobile payment solution known as “Scan & Go.” This innovative feature is designed to streamline the shopping process, making it faster and more convenient. With “Scan & Go,” customers can effortlessly scan the barcodes of items they wish to purchase using their smartphones. As they continue their shopping journey, they can add items to their virtual cart. Once they’re ready to check out, customers can pay directly through the app, bypassing the traditional checkout lines. This not only saves time but also offers a touchless payment solution, which is particularly beneficial in today’s health-conscious environment.

While it’s evident that Sam’s Club is investing in digital solutions to enhance the customer experience, many still hope that they might integrate popular payment platforms like Apple Pay in the future. Until then, “Scan & Go” serves as a testament to Sam’s Club’s commitment to innovation and customer convenience.

Why doesn’t Sam’s Club accept Apple Pay?

There could be multiple reasons for this decision:

  • Walmart’s influence: Being owned by Walmart, which has its “Walmart Pay” service, might influence the decision to not adopt Apple Pay.
  • Simplicity: Sam’s Club aims to keep its checkout process straightforward. By limiting the number of accepted payment methods, they can ensure a smooth experience for both staff and customers.

Workarounds for Apple Pay users

For those keen on using Apple Pay at Sam’s Club, there’s a workaround. Instacart, a grocery delivery service that partners with Sam’s Club, accepts Apple Pay. By shopping through Instacart, customers can use Apple Pay for their Sam’s Club purchases.

Does Sam’s Club take Google Pay?

The straightforward answer is no; Sam’s Club does not currently accept Google Pay for in-store purchases.

But why doesn’t Sam’s Club embrace Google Pay, especially when other retailers have?

  1. Exclusive partnerships: Some retailers, including Sam’s Club, may have exclusive partnerships or agreements with specific payment providers. For instance, while Sam’s Club doesn’t accept Google Pay, it does accept Samsung Pay for in-store transactions. Such decisions can be influenced by a variety of factors, including transaction fees, technological compatibility, or strategic business alliances.
  2. Customer preferences: Retailers often adapt their payment methods based on the preferences and behaviors of their primary customer base. If a significant portion of Sam’s Club customers prefer using other payment methods over Google Pay, the company might prioritize those methods.
  3. Technological infrastructure: Integrating a new payment method requires changes to a retailer’s technological infrastructure. This can involve hardware upgrades, software updates, and employee training. The cost and effort associated with these changes might deter some retailers from adopting every available payment method.
  4. Security concerns: While mobile payment methods like Google Pay are generally considered secure, some retailers might have reservations about potential vulnerabilities or the risk of fraud. By limiting the number of accepted payment methods, retailers might believe they are reducing potential points of entry for malicious actors.

While Sam’s Club does not currently accept Google Pay, it’s essential for consumers to stay updated on the retailer’s payment policies. As the world of digital payments continues to evolve, retailers, including Sam’s Club, might reassess and expand their accepted payment methods to cater to changing customer preferences and technological advancements.

Pro Tip

Did you know that Sam’s Club was named after Walmart’s founder, Sam Walton? The first Sam’s Club opened its doors on April 7, 1983, in Midwest City, Oklahoma, marking a significant milestone in the retail industry. Over the years, Sam’s Club has evolved, introducing innovative features and services to enhance the shopping experience for its members.

The mobile payment landscape

As we delve deeper into the world of digital payments, it’s essential to understand the broader landscape. Azzam Sheikh, Digital Strategist at Carifex, provides valuable insight: “Google Pay and Apple Pay are the dominant mobile payment systems in the financial sector. From the standpoint of the consumer, Google Pay has a broad Android reach, whereas Apple Pay excels in security but is confined to Apple devices. Both systems aggressively collaborate with retailers in the United States, with Google Pay lowering rates for smaller firms. Recent regulatory developments favor secure payment systems, resulting in increased merchant adoption. Expect further integration with wearables, greater security, and expanded financial institution collaborations in the future. To make educated strategic decisions in this growing mobile payment market, finance professionals must constantly monitor these developments.”


Accepted payment methods at Sam’s Club

Sam’s Club offers a variety of payment methods to its customers:

Payment Method Description
Cash or Check Physical currency or personal checks are accepted in-store.
Debit Card Bank-issued cards that deduct money directly from a bank account. Accepted both in-store and online.
Credit Cards (Visa, MasterCard, American Express, Discover) Popular credit card networks are accepted both in-store and online.
Samsung Pay A mobile payment and digital wallet service by Samsung is accepted for in-store transactions.
Scan & Go (Sam’s Club App) Sam’s Club’s proprietary app allows members to scan items while shopping and pay directly through the app, bypassing the checkout line.

It’s worth noting that while these are the commonly accepted payment methods, Sam’s Club does not currently accept Google Pay or Apple Pay for in-store purchases. Always ensure to check with your local Sam’s Club or their official website for any updates or changes to their payment policies.

Scan & Go at Sam’s Club

In the age of digital transformation, where consumers seek convenience and efficiency in every shopping experience, Sam’s Club has introduced a game-changing feature called “Scan & Go.” This innovative solution is designed to revolutionize the way members shop at Sam’s Club, offering a seamless and time-saving approach to purchasing items.

“Scan & Go” is more than just a payment method; it’s an integrated shopping experience. By leveraging the power of the Sam’s Club app, members can scan the barcodes of items they wish to purchase directly with their smartphones. As they navigate the store aisles, they can continuously add items to their virtual cart. Once their shopping is complete, members can pay directly through the app, eliminating the need to wait in traditional checkout lines. After payment, a digital receipt is generated within the app, which members show as they exit the store.

This feature not only offers a touchless and efficient checkout process but also empowers members to have more control over their shopping journey. From scanning products to making payments, the entire process is streamlined to ensure maximum convenience.


Here’s a brief overview:

  • Convenience: With “Scan & Go,” customers can use the Sam’s Club app on their smartphones to scan the barcodes of items they wish to purchase as they shop.
  • Speed: Once customers have finished shopping, they can pay directly through the app, eliminating the need to stand in traditional checkout lines. This not only speeds up the shopping process but also reduces the time spent in the store.
  • Touchless Experience: Especially relevant in today’s health-conscious environment, “Scan & Go” offers a touchless payment solution, reducing physical contact with checkout terminals and other surfaces.
  • Digital Receipts: After making a payment through the app, customers receive a digital receipt. This can be useful for record-keeping and returns.
  • Exclusive Deals: Occasionally, Sam’s Club might offer exclusive deals or discounts for users of the “Scan & Go” feature.


Does Sam’s Club deliver?

Yes, Sam’s Club offers delivery services. They provide Same-Day Delivery for fresh groceries directly to your door. Additionally, they have partnered with Instacart to offer same-day delivery of groceries and everyday essentials. However, it’s important to note that delivery times and availability might vary based on location and specific items.

Does Sam’s Club do oil changes?

No, Sam’s Club does not offer oil change services. While they do sell motor oil and other automotive products, they do not provide oil change services at their locations. It’s worth noting that while Sam’s Club does not provide oil changes, they do offer other automotive services such as tire and battery services.

Does Sam’s Club take food stamps?

Yes, Sam’s Club accepts SNAP (Supplemental Nutrition Assistance Program), commonly referred to as food stamps or EBT cards. They accept SNAP at all club locations and with their Scan & Go service. However, SNAP cannot be used for online purchases on

Does Sam’s Club take WIC?

No, Sam’s Club does not currently accept WIC (Women, Infants, and Children) payments. WIC is a specific program with certain guidelines, and Sam’s Club is not an authorized WIC retailer.

Key takeaways

  • Sam’s Club does not directly accept Apple Pay or Google Pay.
  • Customers can use “Scan & Go” for mobile payments at Sam’s Club.
  • Instacart offers a workaround for Apple Pay users shopping at Sam’s Club.
  • Sam’s Club aims to provide a simple and efficient checkout process by limiting accepted payment methods.
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