Does Target Take Apple Pay? 2022 Guide

Article Summary:

Target does accept Apple Pay for online, in-app, and in-store purchases. Of course, you must have an Apple device to use Apple Pay at Target. Fortunately, if you do not have an Apple device, there are still plenty of other ways to pay for your purchases both online and in-store.

Target remains one of the most popular big box stores in America, with over 1,900 different locations in the United States alone. As the brand continues to grow, so do the number of accepted payment methods.

If you’re like many buyers, you want to know what kind of methods you can use to pay. Google Pay, Samsung Pay, and Apple Pay are all becoming increasingly popular, but can you use them at Target? Does Target take Apple Pay online or only in-store? Keep reading to learn more about the accepted payment methods at Target locations.

Does Target take Apple Pay?

Yes, Target does accept Apple Pay, and other mobile wallets, as a payment method for purchases both in-store and online. Though originally the payment method was restricted to only in-store purchases, you can now use Apple Pay regardless of how you shop.

However, keep in mind that Apple Pay is only an option for customers with an Apple device using the Safari browser. Otherwise, you will not see Apple Pay as a payment option.

How to use Apple Pay in-store

Luckily for most consumers, Apple Pay is a fairly easy payment method to use in stores. When you’ve completed your shopping, follow the steps below to purchase your items using Apple Pay:

  1. Open the Apple Pay Wallet on your phone.
  2. Double click the right-side button.
  3. Confirm your payment method using your face for Face ID, your thumbprint if using Touch ID, or inputting your passcode.
  4. Hold your phone up to the contactless payment device, which you can find at the top of the credit card reader. Keep your device (whether your iPhone or Apple watch) to the reader until you hear a beep.
  5. Look for a checkmark and the word “Done” to appear on your screen before removing it from the card reader.

This process changes only slightly for in-app or online purchases:

  1. Open the Target app or online store at Target.com.
  2. Log into (or create) your Target account and choose the store location you wish to purchase from.
  3. Fill up your cart with whatever you want to buy.
  4. Choose how you’d like to receive your items (whether delivery or pick-up).
  5. Click your cart and select “Apple Pay” as the payment method. Do not choose the red “Check Out” button, as this will not use Apple Pay.
  6. Complete the questions prompted by Apple Pay.

What other payment methods can you use in-store?

You don’t have to rely on Apple Pay if you don’t want to. The most common ways to pay include using a credit or debit card, including the Target Mastercard.

However, these methods all can be used in lieu of Apple Pay at a Target store:

  • Credit cards (including the Target Redcard and the Target Mastercard)
  • Debit cards
  • Target app payments, including Target Circle earnings
  • Gift certificates and gift cards
  • Target wallet app
  • EBT cards
  • WIC payments
  • Personal checks
  • Mobile payments like Google Pay, Samsung Pay, and contactless digital wallets
  • Cash

Pro Tip

Some specific target stores will offer other payments like AliPay and Campus Cash. If you have a specific and niche way to pay, call up your local target store and ask prior to shopping.

What kind of gift cards can you use in-store?

It’s important to note that not all merchant gift cards can be used at Target. Both the Target website and your typical store Target accept prepaid gift cards from Target and third-party gift cards, like American Express. You can also use a Starbucks gift card if your Target store has a location inside.

Can you use multiple payment methods in a Target store?

If you have a balance on your Target Circle earnings and want to tap into your Apple wallet, you can. Stores have a way to make sure you can pay the way you want. Most multiple payment method sales are done with multiple credit cards, but it can also be any combination you want.

What kind of payment methods can you use for online purchases at Target?

When it comes to online purchases, Target has fewer payment methods available to you. It’s not always feasible to offer things like WIC payments as a payment method for such purchases. If you want to buy something off Target.com or the Target app, these are the options available to you:

  • Credit cards. You can use any VISA, Mastercard (including the Apple Card), or Discover Card to pay for your goods. However, if you want to score rewards, it’s best to pay with the Target RedCard, or any Target credit card or Target debit card you may have. Third-party credit cards are also accepted.
  • Debit cards. Much like credit cards, these are totally fine. They will process like credit cards and have to be either VISA or Mastercard-based.
  • Target gift cards. This includes Target eGift cards and mobile Target gift cards.
  • Third party gift cards from major credit card companies. This includes Mastercard gift cards and more. You will not be able to use retailer gift cards that are not issued from Target online.
  • Third party installment payment options. This can include Pay in 4, Sezzle, Afterpay, and Affirm.

What is the Target RedCard?

Like many other retail stores, Target has its own credit card. It’s known as the RedCard, and if you have one, you can shop with some great perks. You get a 5% discount on Target purchases, an additional 30 days for returns, and free two-day shipping on online Target orders.

Pro Tip

If you have decent credit and are a fan of building up rewards points and discounts, then getting the Target card may be a good move. You can also take a look at other rewards credit card options using the comparison list below.

How to pay using the Target mobile app

The Target mobile app has multiple ways you can pay, but the one that’s most popular is Target Wallet. This allows you to use your Target earnings, snag weekly ad coupons, and also use your Target gift cards through the Wallet app.

Here’s how to use your Target Wallet app:

  1. Start off by signing up for the app and linking payment methods to the app. You will have to go to the “Wallet” portion of the app and start linking your cards. The app will help you walk through the process.
  2. Start scanning your items until you’re ready to check out. Yes, scanning items is going to be a part of the process.
  3. Once you are ready to pay, go to your Wallet, and start tapping to get the barcodes. Scan barcodes for coupons first. Then, if you have gift cards loaded on the app or a Target balance, scan those. You also can tap your linked credit cards from the “Scan at Checkout” screen.

Pro Tip

You can scan coupons to use to your Target app by walking through the store and finding coupons for you. This can slash the price tag on the goods you pay.

Can you use Apple Pay through the Target app?

Apple Pay’s availability depends on whether or not you are using an Apple device. If you have a compatible Apple device, the app will detect it and offer it as a payment option. Otherwise, you might not be able to use Apple Pay right from the app.

FAQs

How do I use Apple Pay at Target self-checkout?

Fortunately, using Apply Pay is easy to do in stores. Apple Pay acts like a contactless digital wallet, so all you have to do is hold your Apple watch device or iPhone close to the card reader.

Does Target have Apple Pay in 2022?

Yes, most (if not all) Target stores have Apple Pay in 2022. However, the company still does not accept Apple Pay for online purchases.

What other stores offer Apple Pay?

Apple Pay remains a fairly popular way to pay for goods on the go, so if you don’t feel like hitting up a Target, there are other options you can choose. Some of the more popular stores that accept Apple Pay include Best Buy, Aldi’s, Costco, BJ’s, and Whole Foods.

Does Target allow tap-to-pay?

Due to health concerns during the pandemic, Target made an effort to allow contactless payment methods as well as minimal contact methods. This includes Apple Pay as well as contactless card payments through “Tap to Pay.”

Key takeaways

  • Target accepts Apple Pay, but only in-store and through apps downloaded on Apple devices. You can also use Apple Pay for online purchases if you use Safari.
  • The most reliable way to pay regardless of how you shop at Target is using a credit card or debit card.
  • Using Target’s in-app Wallet is a good way to get the most out of discounts, Target gift cards, and coupons.
  • After the pandemic, Target also allows contactless payment methods.
  • To use Apple Pay in stores, just hold your Apple watch or iPhone up to the card reader when you’re ready to pay.
  • For online purchases, simply select Apple Pay as your payment method.
  • If you use your Target RedCard, you can also get money back and special discounts.
View Article Sources
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  2. Money Transfers — Consumer Financial Protection Bureau
  3. Apple Pay vs. Google Wallet: A Comparison of Mobile Payment Systems — SuperMoney
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  6. How Can I Withdraw Cash Without An ATM Card? — SuperMoney
  7. Money Transfer Services: Reviews & Comparisons — SuperMoney