How Many Loans Can You Have With Upgrade?


If you’re considering getting a personal loan with Upgrade, you may wonder how many loans you can have with them. Upgrade does not have a set limit on the number of loans you can obtain. However, they evaluate eligibility based on various factors and require applicants to apply to determine their eligibility.

How Many Loans Can You Have with Upgrade?

If you’re interested in obtaining a personal loan with Upgrade, you might be wondering if there is a limit to how many loans you can have with them. The answer is that Upgrade does not have a specific limit on the number of loans you can acquire. Having said that, it’s not likely you will get approved for more than two personal loans unless you are a very highly qualified borrower.

Eligibility for each loan is determined on a case-by-case basis, taking into consideration various factors. To find out if you qualify for another loan, you will need to apply again.

Eligibility Requirements for Upgrade Personal Loans

Upgrade has certain eligibility criteria that applicants must meet in order to qualify for their personal loans. Here are the key requirements:

  • Minimum Credit Score
  • Age Requirement
  • Minimum Income
  • Additional Borrowers
  • Citizenship and Residency

Visit Upgrade’s personal loans review for details on the eligibility requirements.

Documentation Required

Applicants may need to provide certain documentation to support their loan application. The required documents may include:

  • An active and valid personal checking account
  • Recent pay stubs
  • Proof of income
  • Driver’s license
  • Proof of identity
  • Proof of citizenship or residence permit

Upgrade Loans Eligibility Criteria

Here are the key eligibility criteria for Upgrade loans:

  • Minimum Age: 18
  • Bank Account Required: Yes
  • Application Types Accepted: Co-borrowers, Cosigners, Individual Applications
  • Credit Score: 600 – 850
View Article Sources
  1. Upgrade Personal Loan FAQ — Upgrade
  2. Upgrade Personal Loans Review — SuperMoney
  3. Upgrade Personal Lines of Credit Review — SuperMoney
  4. Upgrade Auto Refinancing Review — SuperMoney
  5. Upgrade Checking Account Review — SuperMoney
  6. Upgrade Savings Account — SuperMoney