The Smart Way to Compare Loans

  • Single form, multiple personalized loan offers
  • Loans up to $100K. Rates from 8.49% APR**
  • Safe & secure process to protect your data
  • Checking rates won't hurt your credit score.
Looking for a different loan type?

How It Works

Single form, competing loan offers.

Since 2013, we've been building the most transparent financial services comparison platform. We make lenders compete for your loan, so you know that you're getting the best option out there.

Step 1

Apply online in minutes

Tell us about yourself and how much you want to borrow.

Step 2

Choose your best offer

Compare real rates, terms, and payments among competing lending partners.

Step 3

Get your money

Loan proceeds disbursed directly into your bank account.

$10 Billion+
Financing Requests Processed

With great power comes great responsibility.

We take your data security seriously. Rest easy knowing SuperMoney protects your data with advanced encryption.

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SuperMoney is audited against and compliant with the gold standard for data security - SOC 2 Type II.

Why SuperMoney

Tightly integrated with leading online lenders.

Totally free

SuperMoney offer engine is free to use. No hidden fees!

Real offers, real-time

You get real-time, pre-qualified offers from multiple lenders.

Won't hurt your credit score

Checking your rates does not affect your credit score.

Loans up to $100K

Loan amounts ranging from $500 to $100,000

For all credit types

We have lending partners for all types of credit scores.

Safe & secure

We protect your data with advanced encryption.


SuperMoney is a neutral platform. All reviews & recommendations you see on SuperMoney come from verified community members.


With SuperMoney, you can transparently compare your options and choose the best one for you without any pressure.

Our lending partners

Here are just a few of SuperMoney's integrated lending partners...

Avant Loans
Best Egg Personal Loans
Happy Money Personal Loans
LendingClub Personal Loans
NetCredit Personal Loans
OppLoans Personal Loans
PenFed Credit Union Personal Loans
Regional Finance Personal Loans
SoFi Personal Loans
Universal Credit Personal Loans
Upgrade Personal Loans

Consolidate & Save

How much can you save?

Consolidating your credit card debt with a personal loan can help you save in the long run. Enter your credit card debt amount and see how much you can save.

How much credit card debt do you owe?
Your Potential Savings
With a Personal Loan


Don't just take our word for it.

Here's what our users are saying about our personal loan offer engine.

Quick, simple and easy. Fast turn around time. Very pleasant to speak with. Would recommend to others. - Colleen S.

SuperMoney did very well by me. They got me the financing I needed to wipe out my credit card debt... I would gladly recommend them. - Craig S.

It was easy, trustful, and reliable! SuperMoney is great! - Jeanluc B.

Frequently Asked Questions

Your personal loan questions answered.

  • A personal loan is a type of debt that has a set repayment term and monthly payment. Depending on the lender, you can borrow anywhere between a couple hundred to tens of thousands of dollars. Personal loans are issued by banks, credit unions, and various other financial institutions. There are personal loan options for people with all types of credit, including bad credit.
  • You can use a personal loan for just about anything. But some lenders may have some restrictions. For example, you can’t use your loan funds for anything illegal, and you may not be able to use a personal loan to refinance student loan debt or pay for college costs. Also, some personal lenders have loans designed specifically for one purpose. Here are some general ideas for how to use your personal loan funds:
    • Consolidate high-interest credit cards or other debt
    • Cover medical expenses
    • Take a vacation
    • Renovate your home
    • Purchase a car
    • Pay for moving expenses
    • Start a business
    • Boost your credit
    • Cover emergency expenses
  • If you're comparing personal loans, the annual percentage rate (APR) on the loan is the most important thing to look at. The APR is a percentage that reflects how much a loan costs on an annual basis, including interest and fees. Some lenders highlight the interest rate of their loans. But the interest rate alone doesn't tell you the whole story of a loan because some lenders may sneak in expensive fees. Comparing personal loan APRs is the best way to compare two loans on an apples-to-apples basis. In the United States, lenders are required to provide an APR when making a loan offer by the Truth in Lending Act (TILA) of 1968.

    Low interest personal loans are loans with lower APRs, typically lower than 10%. However, the term low interest personal loans can be subjective. What is a great rate for one person may be unacceptable for another depending on their credit and financial circumstances.

    However, the APR of a loan is not the only thing you should consider. You should also look for:

    • Repayment terms. Try to get the lowest repayment term you can afford. The longer the term, the more interest you will pay.
    • Origination fees. Lenders are required to include origination fees in the APR but you still need to consider them when deciding how much you should borrow. This is because lenders deduct the origination fee from the loan amount. So if you borrow $10,000 and there is a 5% origination fee, you will only receive $9,500.
  • Based on the information you submit via the SuperMoney site, the lenders in our network will evaluate your request and pre-qualify you for the products or services you’ve requested. Pre-qualification does not ensure loan approval and the lender(s) you select to apply with may require additional personal information from you before making a final lending decision.
  • After submitting your application, you will get a response quickly, usually within seconds. If you are pre-qualified by one or more lenders, the loan offers will come back and be aggregated into an easy to compare format to help you compare your options.
  • SuperMoney's loan offer engine allows you to check what rates and terms you prequalify for with leading lenders by completing one short form. There are no strings attached and it won't hurt your credit score. Get Started!
  • Our lending partners can fund loans in as little as one to two days. However, exact funding timeframe can vary based on the lender you select and by application.
  • Checking loan offers on SuperMoney’s loan offer engine involves a soft credit pull which does not affect your credit score.
    You may get adverse action letters from lenders that indicate that your credit was pulled but these are required by law and do not indicate that a hard credit inquiry occurred.
    However, please note that if you do decide to accept an offer and move forward with the loan, lenders will typically do a hard credit pull at that time.
  • SuperMoney is integrated with lending partners for all types of credit. Our lending partners will use your credit score, income, and other information you provide to determine your eligibility. Apply to find out if you the rates and terms you may prequalify for today.
  • SuperMoney’s integrated with lenders that can handle loan amounts from $500 to $100,000. The exact amount that you’ll prequalify for will vary depending on your financial situation. Apply today to see how much you may prequalify for!

Get your personalized personal loan rates now.

Checking rates is safe and will not affect your credit score.