Do You Qualify For an IRS Hardship Program?

Getting into trouble with the IRS can be frustrating and intimidating. Find out if you qualify for an IRS hardship program and get free, competing quotes from leading tax experts.

Find the right tax help,
quickly and effortlessly.


Just answer a few simple questions to find out if you may qualify for an IRS hardship program.

2.Review matches

Based on your answers, we'll match you with the best tax experts for your unique case. Request a free consultation from your preferred matches. There's no cost and no risk.

3.Get protected

The affordable tax experts you select will reach out for your free consultation and quote. Yup, it's that easy.

Solutions for all tax problems.

Specialists available for all types of tax issues.

  • IRS Offer In Compromise
  • IRS Wage Garnishments
  • IRS Penalties & Interest
  • IRS Tax Levies
  • IRS Audit Defense
  • Payroll Tax Issues
Tax Help

Why does the IRS offer hardship programs?

The IRS offers financial hardship programs to help taxpayers by minimizing the amount they owe, giving them more time to pay, or a combination of both. Tax professionals are experts in working with the IRS to find solutions that are a win-win for both the IRS and taxpayers.

Tax Relief Quotes

May the best tax expert win.

Don’t face tax issues alone. Get your free, competing quotes from the nation's leading IRS hardship program experts.

With great power comes great responsibility.

We take your data security seriously. Rest easy knowing SuperMoney protects your data with advanced encryption.

The Best Tax Hardship Experts

We are partnered with the best tax relief experts in the industry that can help you with your tax problems.

Staff Attorneys icon

Experts On Staff

Professional CPAs, Tax Attorneys or Enrolled Agents

Financial Strength icon

Financial Strength

All firms are financially sound and well funded

Affordability icon


Only reasonable and affordable fees allowed

Free Consultation icon

Free Consultation

Free consultation with zero obligation

Community Rating icon

Community Reviews

Transparent customer reviews for every firm

Safe and Secure icon

Safe and Secure

We use advanced encryption to secure your information

Frequently Asked Questions

Your tax relief questions answered.

  • Tax relief refers to any program that helps reduce the taxes people owe or develops a repayment plan they can afford. Tax relief is part of the IRS's stick and carrot approach to getting people to pay their taxes. The stick includes IRS audits, fines, liens and levies, garnishments, public auctions, and interest payments for taxpayers who pay late or don't file their tax returns. Tax relief is the carrot, which includes programs like installment agreements, offers in agreement, and currently not collectible (CNC), to mention a few.
  • Yes, it is possible to negotiate directly with the IRS and state revenue agencies. If you owe less than $10,000 and your case is straightforward, you may be better off dealing directly with the IRS. Otherwise, you can often benefit from hiring a tax relief company to negotiate on your behalf. Tax relief experts, such as tax attorneys and enrolled agents, can save you time and improve your chances of negotiating generous terms on your tax settlement.
  • No, many reputable tax relief firms provide valuable services to taxpayers who are struggling with taxes. However, there are some bad apples, as in every industry, that give the rest a bad name. Avoid tax relief firms that guarantee they can resolve your tax problems. You should also be skeptical of companies that don't provide the names and credentials of the tax specialists that work for them or don't publish an actual address.
  • The IRS can seize or garnish almost any of your assets, including real estate property, salary and wages, bank accounts, retirement accounts, pension plans, social security, and more.
  • It varies depending on the complexity of your case. Simple cases, such as tax penalty abatement or installment agreements on small amounts, can take a few months to fix. However, more complex issues with larger balances can take years to resolve.
  • Tax relief can allow you to break down your back taxes into payments or reduce the amount of tax you pay to the government. In some cases, your entire tax balance could be forgiven. Here is how the tax relief process usually works. A team of tax experts meets and investigates your tax situation to determine what major tax issues you're facing and which solutions provide the best chances of success.

    Common strategies include requesting an offer in compromise, an installment agreement, penalty abatement, innocent spouse relief, or claiming currently not collectible status. Once they choose a strategy, they negotiate with the IRS or your state revenue department until there is a resolution.

  • Eligibility requirements vary depending on the tax relief program you apply for. However, tax relief firms can't guarantee you will qualify for a tax relief program. Only the IRS or a state comptroller can make that decision. If a firm claims it can guarantee a specific outcome, they are probably a scam. Reputable companies usually offer potential clients a free initial consultation to discuss options and determine which tax relief programs they may qualify for. Typically, taxpayers who owe the IRS more than they can afford to pay will qualify for a tax relief program, if they are up-to-date with filing their tax returns. Some tax relief companies will also help you with filing missing tax returns.
  • The IRS’ Fresh Start Initiative is an umbrella term used to describe multiple tax relief programs that help taxpayers resolve their tax problems. These programs include installment agreements, offers in compromise, tax lien withdrawals, and penalty abatement.
  • Selecting the best tax resolution company firm to hire can be challenging, but it doesn't have to be. The key is to know the tell-tale signs of reputable and competent tax relief companies. When shopping for the best tax relief services, look for firms that have tax lawyers on staff, have been in business for several years, and have competitive fees.

Get a free consultation with a leading tax expert to see if you qualify for an IRS hardship program.