We created A.M. Money to shift the current financial landscape by enabling students from all backgrounds to graduate from college and build wealth. It’s that simple. No one loves their student lender. Most lenders and their products come with a long list of issues. Too expensive, complicated, difficult to navigate repayment, impossible to qualify for, NO support or empathy. The list goes on. We thought it was time for something better. So we set out to solve all of the problems that we had with our own student loans, starting with access. We focus on YOU and your academic achievements. No need for cosigners, family wealth, or a high credit score. We cover overdue balances and summer school, because we know other lenders won’t. And, we offer flexible repayment options, including income based repayment. A.M. Money is most effective when we are able to partner with financial aid offices, nonprofits, and high schools who want their students to succeed. Through these partnerships, we are able to fill in the financial gaps that many students face during their time in college, and help them to focus on what matters most: working hard to get that degree.