Where does Aqua Finance, Inc. do business?

Aqua Finance, Inc. is based in Wausau, WI. It was founded in 1985 and offers auto loans in 40 states (and Washington, DC). 

Does Aqua Finance, Inc. charge an origination fee?

Yes, Aqua Finance, Inc. charges a loan origination fee.

Does Aqua Finance, Inc. charge a late fee?

Yes, Aqua Finance, Inc. charges borrowers with a late payment penatly fee

Does Aqua Finance, Inc. charge prepayment fees?

No, Aqua Finance, Inc. will not charge you a fee for paying your loan early. Whenever possible choose lenders like Aqua Finance, Inc. that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Aqua Finance, Inc.?

Aqua Finance, Inc. requires borrowers to have a credit score of at least 550 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Aqua Finance, Inc.?

Aqua Finance, Inc. will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
  • Institution Type
  • Credit Score Range
    550 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $1000 - $100000
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