Auto Approve

Auto Approve

in Auto Loans from Auto Approve


Auto Approve


in Auto Loans from Auto Approve

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Auto Approve to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Loan Amount $12 - $84
APR (Fixed APR) 2.74% - 19.99%
Credit Score Range 500 - 850
Loan Term (Months) 12 - 84


Where does Auto Approve do business?

Auto Approve is a marketplace lender based in Maple Grove, MN. It was founded in 2016 and offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Auto Approve?

Auto Approve auto loan amounts start at $12 and go up to $84.

What APR does Auto Approve offer on its auto loans?

Auto Approve offers a fixed APR auto loan product that ranges from 2.74% APR up to 19.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Auto Approve?

Auto Approve has auto loans with terms ranging from 12 to 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does Auto Approve charge an origination fee?

Yes, Auto Approve may charge a loan origination fee of $399

Does Auto Approve charge a late fee?

No, Auto Approve will not charge you a late fee.

Does Auto Approve charge prepayment fees?

No, Auto Approve will not charge you a fee for paying your loan early. Whenever possible choose lenders like Auto Approve that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Auto Approve?

Applicants with a credit score of at least 500 can apply for a loan via Auto Approve. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for an auto loan via Auto Approve?

Auto Approve will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 2 business days of approval.

Does Auto Approve report loan payments to credit bureaus?

Auto Approve may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   10939 89th Ave N
    Maple Grove, MN 55369 USA

Other Services by Auto Approve


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
No Late Fees  
Origination Fee ($) $399
Minimum Age 18
Credit Score Range 500 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Annual Income $24,000
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
Verification Documents Required
  • Business Formation Documents
  • Government Issued Photo ID
  • Loan Payoff Statements
  • Proof of Identity
  • Proof of Income
  • Proof of Insurance
  • Recent Pay Stubs
  • References
  • U.S. Tax Identification Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $12 - $84
Loan Term (Months) 12 - 84
APR (Fixed APR) 2.74% - 19.99%

Be the first to rate


Would you recommend Auto Approve to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Auto Loans