Auto Credit Express is based in El Segundo, CA. It was founded in 1999 and offers auto loans in 50 states (and Washington, DC).
No, Auto Credit Express does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Yes, Auto Credit Express charges borrowers with a late payment penatly fee
No, Auto Credit Express will not charge you a fee for paying your loan early. Whenever possible choose lenders like Auto Credit Express that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Auto Credit Express requires borrowers to have a credit score of at least 400 to apply.
To qualify, applicants may need to provide the following documentation:
Auto Credit Express will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.
Auto Credit Express does not report to any of the credit bureaus. Lenders are not required to report to the credit bureaus. However, making regular payments to a lender that reports to one or more credit bureaus may help you improve your credit score.
We are the largest provider of subprime leads to dealers in the USA. We have helped millions of credit challenged consumers find the car and financing that meets their needs through our network of Dealers and online lenders.
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