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CarFinance.com

in Auto Loans

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CarFinance.com

Unaffiliated

in Auto Loans

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Overview

Where does CarFinance.com do business?

CarFinance.com is a direct lender based in Irvine, CA. It was founded in 1996 and offers auto loans in 47 states (and Washington, DC).

How much can you borrow via CarFinance.com?

CarFinance.com auto loan amounts start at $7,500 and go up to $100,000.

What APR does CarFinance.com offer on its auto loans?

CarFinance.com has a variable APR that ranges from 3% up to 36%.

What is the maximum loan term you can get with CarFinance.com?

CarFinance.com has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does CarFinance.com charge an origination fee?

Yes, CarFinance.com may charge a loan origination fee.

Does CarFinance.com charge a late fee?

Yes, CarFinance.com charges borrowers with a late payment penatly fee

Does CarFinance.com charge prepayment fees?

No, CarFinance.com will not charge you a fee for paying your loan early. Whenever possible choose lenders like CarFinance.com that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with CarFinance.com?

Applicants with a credit score of at least 300 can apply for a loan via CarFinance.com. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via CarFinance.com?

CarFinance.com will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.

 

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Contact

Other Services by CarFinance.com

Availability

Available in 47 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Application Fee
$0
Minimum Age
18
Credit Score Range
300 - 850
850 300
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age
8
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$7.5K0 - $100
$12 $100+
Loan Term (Months)
Up to
72
APR
3% - 36%
0% 36%+

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