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  CarFinance.com Auto Loan

CarFinance.com Auto Loan

in Auto Loans from CarFinance.com

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CarFinance.com Auto Loan

Unaffiliated

in Auto Loans from CarFinance.com

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Highlights
Highlights
Loan Amount $7,500 - $45,000
APR  (Fixed APR) 7.99% - 14.99%
Credit Score Range 525 - 850
Loan Term 12 - 72 months

CarFinance.com Auto Loan Review

CarFinance.com Auto Loan is offered by CarFinance.com, a marketplace lender founded in 1996 and based in Irvine, CA. CarFinance.com Auto Loan is offered in 47 states (and Washington, DC).

How much can you borrow via CarFinance.com Auto Loan?

CarFinance.com Auto Loan auto loan amounts start at $7,500 and go up to $45,000.

What APR does CarFinance.com Auto Loan offer on its auto loans?

CarFinance.com Auto Loan offers a fixed APR auto loan product that ranges from 7.99% APR up to 14.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with CarFinance.com Auto Loan?

CarFinance.com Auto Loan has auto loans with terms ranging from 12 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Does CarFinance.com Auto Loan charge an origination fee?

Yes, CarFinance.com Auto Loan may charge a loan origination fee.

Does CarFinance.com Auto Loan charge a late fee?

Yes, CarFinance.com Auto Loan charges borrowers with a late payment penatly fee

Does CarFinance.com Auto Loan charge prepayment fees?

No, CarFinance.com Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like CarFinance.com Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my CarFinance.com Auto Loan loan?

Yes, you can. CarFinance.com Auto Loan does not charge a prepayment fee, so you can save money by paying your auto loan early.

What do you need to qualify for CarFinance.com Auto Loan?

Applicants with a credit score of at least 525 and up to 850 are eligible for CarFinance.com Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CarFinance.com Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. CarFinance.com Auto Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CarFinance.com Auto Loan. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit

What is the estimated funding time for an auto loan via CarFinance.com Auto Loan?

CarFinance.com Auto Loan will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 47 states and Washington, D.C.
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Application Fee $0
Minimum Age 18
Credit Score Range 525 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 8
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $45K
Loan Term 12 - 72 months
APR (Fixed APR) 7.99% - 14.99%

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