CarFinance.com is a direct lender based in Irvine, CA. It was founded in 1996 and offers auto loans in 47 states (and Washington, DC).
CarFinance.com offers auto loans with APRs starting at 3% and up to 36%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Yes, CarFinance.com charges a loan origination fee.
Yes, CarFinance.com charges borrowers with a late payment penatly fee
No, CarFinance.com will not charge you a fee for paying your loan early. Whenever possible choose lenders like CarFinance.com that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
CarFinance.com requires borrowers to have a credit score of at least 300 to apply.
To qualify, applicants may need to provide the following documentation:
CarFinance.com will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.
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