Chase Auto Finance

in Auto Loans

Unaffiliated Visit Site Find My Best Rate

Chase Auto Finance


in Auto Loans

SuperMoney Net Recommendation Score -48% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

5 users recommend
5 users are unsure
19 users don't recommend
Cast your vote
Cast your vote

Would you recommend Chase Auto Finance to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


Chase Overview

Chase Auto Finance offers loans for new cars, used cars and refinancing. The brand is a division of JPMorgan Chase Bank, N.A., which is a subsidiary of JPMorgan Chase & Co. The corporation has $2.5 trillion in assets, operates in over 100 countries and has more than 240,000 employees.

How Do Chase’s Auto Loans Work?

With Chase Auto Finance, you can finance a new or used car, small truck, SUV or minivan. Most makes and models are eligible. If you are going to apply online, the vehicle must be five years old or newer with 75,000 miles or less. As long as your vehicle is less than ten years old with less than 120,000 miles, you can still apply, but you must do so by phone or in person at a local branch.

Chase works with a network of dealers, which streamlines the process of buying and financing a car. However, if you want to purchase a vehicle from a dealer that’s outside the Chase network, financing through Chase may still be possible if you ask for Chase when applying for funding through your preferred dealership.

What Are the Rates for Chase’s Auto Loans?

The rates for Chase Auto Finance products are influenced by a customer’s creditworthiness, the loan terms, and the vehicle. Rates start as low as 2.49% APR. That rate includes a 0.25% APR discount for having a Chase personal checking account and another 0.25% APR discount for setting up your monthly payments to be automatically deducted from your Chase account.

How Much Money Can I Borrow for Chase Auto Loans?

With Chase Auto Finance, loan amounts can range from $7,500 to $100,000.

What Is Chase’s Application Process Like?

If you’re a current Chase customer and purchasing a car from a dealer in the Chase dealer network, you can apply for a loan online, by phone or at a local branch. If you’re not a current Chase customer or if you’re purchasing a car from a dealer that’s outside the Chase network, the credit decision and closing processes are different, and you may not be able to submit an application directly with Chase. In such cases, you can visit your auto dealer and request to finance your transaction through Chase, which may be an option.

If your loan is approved, you can visit a local branch to close on the loan, or you can request the documents be mailed to you so you can sign them and send them back. Once the completed forms are received, you get your check.

How Are Chase’s Auto Loans Better than Other Auto Loans?

- Chase Auto Finance offers low rates for customers with excellent credit history.

- Current Chase checking account customers can take advantage of APR discounts.

- Chase operates local branches throughout the country.

CHASE AUTO FINANCE Disclosure: "Annual Percentage Rates (APR) shown are determined based on the selected dealer state and an estimated loan-to-value ratio of 100%. Loan details are estimates, based on the information you provided, and Chase does not guarantee the results or your ability to receive these terms."
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   270 Park Avenue
    New York, NY 10017 USA
  •   Visit Site


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age 18
Credit Score Range 650 - 850
850 300 650
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age 10
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Cosigner
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $7.5K - $100K
Loan Term (Months) Up to 72
APR 2.49% - 24.99%



Would you recommend Chase Auto Finance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)
Page 1 of 2

Other Auto Loans