Citizens One Auto Finance is a direct lender based in Providence, RI. It was founded in 0 and offers auto loans in 47 states across the USA.
Citizens One Auto Finance offers auto loans with APRs starting at 6.52% and up to 15.28%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Citizens One Auto Finance offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay.
Yes, Citizens One Auto Finance charges a loan origination fee .
Yes, Citizens One Auto Finance charges borrowers with a late payment penatly fee.
No, Citizens One Auto Finance will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like Citizens One Auto Finance that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Citizens One Auto Finance requires borrowers to have a credit score of at least 640 to apply.
To qualify, applicants must provide the following documentation:
Citizens One Auto Finance will typically approve (or deny) a loan application within 1 hour and fund auto loans within 1 and 7 days of approval