Credit Acceptance Corporation

in Auto Loans

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Credit Acceptance Corporation


in Auto Loans

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Where does Credit Acceptance Corporation do business?

Credit Acceptance Corporation is based in Southfield, MI. It was founded in 1972 and offers auto loans in 50 states (and Washington, DC).

How much can you borrow via Credit Acceptance Corporation?

Credit Acceptance Corporation auto loan amounts start at $5,000 and go up to $50,000.

What APR does Credit Acceptance Corporation offer on its auto loans?

Credit Acceptance Corporation has a variable APR starting at 8%.

What is the maximum loan term you can get with Credit Acceptance Corporation?

Credit Acceptance Corporation has auto loans with a maximum term of 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Credit Acceptance Corporation charge an origination fee?

Yes, Credit Acceptance Corporation may charge a loan origination fee.

Does Credit Acceptance Corporation charge a late fee?

Yes, Credit Acceptance Corporation charges borrowers with a late payment penatly fee

Does Credit Acceptance Corporation charge prepayment fees?

Yes, Credit Acceptance Corporation does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Credit Acceptance Corporation?

Applicants with a credit score of at least 300 can apply for a loan via Credit Acceptance Corporation. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Credit Acceptance Corporation?

Credit Acceptance Corporation will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.


CREDIT ACCEPTANCE CORPORATION Disclosure: "Actual finance terms may be different and will depend on many factors, including your credit worthiness."
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...



Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Age
Credit Score Range
300 - 700
850 300 700
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$5K - $50K
$12 $100K+
Loan Term (Months)
Up to
Starting at

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