Features

Where does Exeter Finance do business?

Exeter Finance is based in Irving, TX. It was founded in 2006 and offers auto loans in 49 states (and Washington, DC).

What APR does Exeter Finance offer on its auto loans?

Exeter Finance offers auto loans with APRs starting at 3% .Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term for a Exeter Finance auto loan?

Exeter Finance offers auto loans with terms of up to 72 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay. 

Does Exeter Finance charge an origination fee?

Yes, Exeter Finance charges a loan origination fee .

Does Exeter Finance charge a late fee?

Yes, Exeter Finance charges borrowers with a late payment penatly fee.

Does Exeter Finance charge prepayment penalties?

No, Exeter Finance will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like Exeter Finance that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What is Exeter Finance’s eligibility criteria?

Exeter Finance requires borrowers to have a credit score of at least 560 to apply.

To qualify, applicants must provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Exeter Finance?

Exeter Finance will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval

  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • Max Loan Term (Months)
    72
  • Credit Score Range
    560 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Co-signer
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Institution Type
    Other
  • APR
    Starting at 3%
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Loan Amount
    $5000 - $100000
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