in Auto Loans
Strongly not recommended
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Where does Exeter Finance do business?
Exeter Finance is based in Irving, TX. It was founded in 2006 and offers auto loans in 49 states (and Washington, DC).
How much can you borrow via Exeter Finance?
Exeter Finance auto loan amounts start at $5,000 and go up to $100,000.
What APR does Exeter Finance offer on its auto loans?
Exeter Finance has a variable APR starting at 3%.
What is the maximum loan term you can get with Exeter Finance?
Exeter Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Exeter Finance charge an origination fee?
Yes, Exeter Finance may charge a loan origination fee.
Does Exeter Finance charge a late fee?
Yes, Exeter Finance charges borrowers with a late payment penatly fee
Does Exeter Finance charge prepayment fees?
No, Exeter Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Exeter Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Exeter Finance?
Applicants with a credit score of at least 560 can apply for a loan via Exeter Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Exeter Finance?
Exeter Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.
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- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Active Duty Military
- Employed Full-Time
- Employed Part-Time
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)