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Exeter Finance

in Auto Loans

Unaffiliated Visit Site

Exeter Finance

Unaffiliated

in Auto Loans

SuperMoney Net Recommendation Score -69% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
0 users are unsure
11 users don't recommend
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Overview

Where does Exeter Finance do business?

Exeter Finance is based in Irving, TX. It was founded in 2006 and offers auto loans in 49 states (and Washington, DC).

What APR does Exeter Finance offer on its auto loans?

Exeter Finance offers auto loans with APRs starting at 3%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with Exeter Finance?

Exeter Finance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Exeter Finance charge an origination fee?

Yes, Exeter Finance may charge a loan origination fee.

Does Exeter Finance charge a late fee?

Yes, Exeter Finance charges borrowers with a late payment penatly fee

Does Exeter Finance charge prepayment fees?

No, Exeter Finance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Exeter Finance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with Exeter Finance?

Applicants with a credit score of at least 560 can apply for a loan via Exeter Finance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via Exeter Finance?

Exeter Finance will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

 

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Availability

Available in 49 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Minimum Age
18
Joint Loan Applications Accepted
  • Co-signer
Military Status
  • Active Duty Military
  • Non-Military
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Credit Score Range
560 - 850
850 300 560
Immigration Status Considered
  • U.S. Permanent Resident
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
Up to
72
Loan Amount
$5K - $100K
$500 $100K+
APR
Starting at
3%

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