SuperMoney

First Internet Bank

in Auto Loans

Unaffiliated Visit Site

First Internet Bank

Unaffiliated

in Auto Loans

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Overview

Where does First Internet Bank do business?

First Internet Bank is based in Indianapolis, IN. It was founded in 1999 and offers auto loans in 50 states across the USA.

What APR does First Internet Bank offer on its auto loans?

First Internet Bank offers auto loans with APRs starting at 3.25%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.

What is the maximum loan term you can get with First Internet Bank?

First Internet Bank has auto loans with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does First Internet Bank charge an origination fee?

Yes, First Internet Bank may charge a loan origination fee.

Does First Internet Bank charge a late fee?

Yes, First Internet Bank charges borrowers with a late payment penatly fee

Does First Internet Bank charge prepayment fees?

No, First Internet Bank will not charge you a fee for paying your loan early. Whenever possible choose lenders like First Internet Bank that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with First Internet Bank?

Applicants with a credit score of at least 650 can apply for a loan via First Internet Bank. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via First Internet Bank?

First Internet Bank will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.

 

"Rate determined by factors such as type of loan, collateral, term, amount of loan, credit worthiness and applicant's relationship with First IB."
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Contact

Other Services by First Internet Bank

Availability

Available in 50 States
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Application Fee
$0
Minimum Age
18
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Credit Score Range
650 - 850
850 300 650
Immigration Status Considered
  • U.S. Permanent Resident
Verification Documents Required?
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Funding Time Range (in days)
1 - 7
0 14
Approval Speed (Hours)
48
Joint Loans Available
Payment Options
  • Automatic Payments
  • Check by mail
Loan Term (Months)
Up to
66
Loan Amount
Starting at
$5,000
APR
Starting at
3.25%

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