Where does Globe Acceptance do business?
Globe Acceptance is a direct lender based in Des Moines, IA. It was founded in 1914 and offers auto loans in 5 states across the USA.
How much can you borrow via Globe Acceptance?
Globe Acceptance auto loan amounts start at $500.
What APR does Globe Acceptance offer on its auto loans?
Globe Acceptance has a variable APR starting at 3%.
What is the maximum loan term you can get with Globe Acceptance?
Globe Acceptance has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Globe Acceptance charge an origination fee?
Yes, Globe Acceptance may charge a loan origination fee.
Does Globe Acceptance charge a late fee?
Yes, Globe Acceptance charges borrowers with a late payment penatly fee
Does Globe Acceptance charge prepayment fees?
No, Globe Acceptance will not charge you a fee for paying your loan early. Whenever possible choose lenders like Globe Acceptance that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with Globe Acceptance?
Applicants with a credit score of at least 300 can apply for a loan via Globe Acceptance. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via Globe Acceptance?
Globe Acceptance will typically approve (or deny) an auto loan application within 48 hours and fund the loan within 7 business days of approval.
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- U.S. Permanent Resident
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- Military Dependent
- Only Individual Applications
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)