GM Financial is based in Fort Worth, TX. It was founded in 1992 and offers auto loans in 50 states (and Washington, DC).
GM Financial offers auto loans with APRs starting at 1.9% and up to 19.9%.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
Yes, GM Financial charges a loan origination fee.
Yes, GM Financial charges borrowers with a late payment penatly fee
Yes, GM Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
GM Financial requires borrowers to have a credit score of at least 550 to apply.
To qualify, applicants may need to provide the following documentation:
GM Financial will typically fund the loan within 7 business days of approval.
GM Financial reports credit data to the following credit reporting agencies: