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GMAC Automotive Financing is now a division under Ally Bank. GMAC Automotive offers competitive rates and flexible plans by state for auto loans and leasing. Applications can be made online or by phone. The website features tools such as advice on budgeting and applying for credit, an online bill payment system, and a payment calculator.

  • Loan Amount
    $100 - $1000
  • Max Loan Term (Months)
    72
  • Lease Purchase
  • New Loan
  • Refinance
  • Institution Type
    Other
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0 votes

If I could award 0 stars I would! Adding on 'charges and fees' that have been wildly calculated and are non-existent in reality. Absolutely abhorrent excuses for everything. NEVER USE GMAC!!


0 votes

No no no no nope! PLEASE get a car loan elsewhere. They are NOT the top lending company, so if they approve you, others with approve you too. They took away my sons car at the drop of a hat, without even attempting to work out a payment system. They are NOT worth it! Please stay away.


0 votes

I have had my car loan through GMAC paid off for probably 6 months now but have yet to receive my title for the car. I have called but haven't been able to get through to anyone who can help me. Such a pain! Why won't they just send it to me??


0 votes

I deferred one payment with GMAC for my truck and for a reason unknown to me, it showed up late on my credit. I filed all the paperwork the same day I got it, but they said it was all done too late, that's why there was an issue. That obviously was not done on my part since I did everything right away..


0 votes

The customer service here is just the worst. I've been with this company through many changes, but I can't even get in contact with a manager? I've left voicemails, but no luck. The regular customer service people can't solve the issue and no managers are available. I guess I'm screwed.


0 votes

I've been with GMAC since before they switched to Ally and I've been pretty satisfied with them. I first got a loan with GMAC when my credit was so-so, then I traded in my car and got another car loan when they became Ally. Each time was a breeze. No issues here. I'd reuse GMAC/Ally in the future.


0 votes

This company does not follow state regulations regarding repossessions. I know each state has a different law and time period, but GMAC just jumped right on repo-ing my car the second I was late on a payment. They are more concerned with taking your car than helping you pay for it.


0 votes

I paid off my car almost a year ago and have yet to get my title from GMAC/Ally Financial. I'm now trying to sell, but obviously can't because of this fiasco. No one in the customer service dept seems to be able to solve the problem. Worst company ever.


0 votes

My only issue with GMAC is the online payment center. Every once in a while when I'm attempting to pay my bill, it has a problem signing me in. It's not too bad, it's just a little inconvenient to have to call to pay with such a busy schedule. All in all, they're a decent lender.


0 votes

Financing was super easy through GMAC. Now they're Ally and I haven't seen any major changes regarding customer service. I make the payments with my low interest rate and there haven't been any issues. I would recommend them; they've been good to me.


0 votes

When I first got my car I was happy with my less than 5% interest rate on my GMAC loan, but it quickly fell apart. My husband, who was the main breadwinner in our home, lost his job, and we fell behind on payments. I tried to reason with them, but they were adamant on our payments. We lost the car and they wouldn't even work with us.


0 votes

I'm so confused about my loan with GMAC because I've been paying it for a couple years now, and nothing is showing on my credit report? I make all payments on time, and want it to show to help build my credit. They never informed me that they wouldn't report my payments.


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