Where does iLendingDIRECT do business?

iLendingDIRECT is based in Englewood, CO. It was founded in 2006 and offers auto loans in 49 states (and Washington, DC).

What APR does iLendingDIRECT offer on its auto loans?

iLendingDIRECT offers auto loans with APRs starting at 2.49%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does iLendingDIRECT charge an origination fee?

Yes, iLendingDIRECT may charge a loan origination fee.

Does iLendingDIRECT charge a late fee?

Yes, iLendingDIRECT charges borrowers with a late payment penatly fee

Does iLendingDIRECT charge prepayment fees?

Yes, iLendingDIRECT does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with iLendingDIRECT?

iLendingDIRECT requires borrowers to have a credit score of at least 580 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license

What is the estimated funding time for an auto loan via iLendingDIRECT?

iLendingDIRECT will typically fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
  • Institution Type
    Other Institution
  • Credit Score Range
    580 - 900
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Permanent Resident
    • Non-Resident
  • Joint Loan Applications Accepted
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Verification Documents Required?
    Driver License (or other photo ID)
  • Funding Time Range (in days)
    1 - 7
  • Loan Amount
    Starting at $7500
  • APR
    Starting at 2.49%
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