Where does J.J. Best Banc & Co. do business?
J.J. Best Banc & Co. is based in New Bedford, MA. It was founded in 1993 and offers auto loans in 50 states (and Washington, DC).
What APR does J.J. Best Banc & Co. offer on its auto loans?
J.J. Best Banc & Co. offers auto loans with APRs starting at 1.87%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with J.J. Best Banc & Co.?
J.J. Best Banc & Co. has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does J.J. Best Banc & Co. charge an origination fee?
Yes, J.J. Best Banc & Co. may charge a loan origination fee.
Does J.J. Best Banc & Co. charge a late fee?
Yes, J.J. Best Banc & Co. charges borrowers with a late payment penatly fee
Does J.J. Best Banc & Co. charge prepayment fees?
No, J.J. Best Banc & Co. will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best Banc & Co. that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
What do you need to qualify for a loan with J.J. Best Banc & Co.?
Applicants with a credit score of at least 650 can apply for a loan via J.J. Best Banc & Co.. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
What is the estimated funding time for an auto loan via J.J. Best Banc & Co.?
J.J. Best Banc & Co. will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.
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60 North Water Street
New Bedford, MA 02740 USA
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- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Employed Full-Time
- Employed Part-Time
- Active Duty Military
- U.S. Permanent Resident
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)
- Automatic Payments
- Check by mail