Where does J.J. Best Banc & Co. do business?

J.J. Best Banc & Co. is based in New Bedford, MA. It was founded in 1993 and offers auto loans in 50 states (and Washington, DC).

What APR does J.J. Best Banc & Co. offer on its auto loans?

J.J. Best Banc & Co. offers auto loans with APRs starting at 1.87%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does J.J. Best Banc & Co. charge an origination fee?

Yes, J.J. Best Banc & Co. may charge a loan origination fee.

Does J.J. Best Banc & Co. charge a late fee?

Yes, J.J. Best Banc & Co. charges borrowers with a late payment penatly fee

Does J.J. Best Banc & Co. charge prepayment fees?

No, J.J. Best Banc & Co. will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best Banc & Co. that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with J.J. Best Banc & Co.?

J.J. Best Banc & Co. requires borrowers to have a credit score of at least 650 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via J.J. Best Banc & Co.?

J.J. Best Banc & Co. will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
  • Institution Type
    Other Institution
  • Credit Score Range
    650 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
  • Maximum Vehicle Age
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Approval Speed (Hours)
  • Customizable Payment Dates
  • Funding Time Range (in days)
    1 - 7
  • Joint Loans Available
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $6000 - $750000
  • APR
    Starting at 1.87%
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