J.J. Best Banc & Co.

in Auto Loans

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J.J. Best Banc & Co.


in Auto Loans

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Where does J.J. Best Banc & Co. do business?

J.J. Best Banc & Co. is based in New Bedford, MA. It was founded in 1993 and offers auto loans in 50 states (and Washington, DC).

How much can you borrow via J.J. Best Banc & Co.?

J.J. Best Banc & Co. auto loan amounts start at $6,000 and go up to $750,000.

What APR does J.J. Best Banc & Co. offer on its auto loans?

J.J. Best Banc & Co. has a variable APR starting at 1.87%.

What is the maximum loan term you can get with J.J. Best Banc & Co.?

J.J. Best Banc & Co. has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does J.J. Best Banc & Co. charge an origination fee?

Yes, J.J. Best Banc & Co. may charge a loan origination fee.

Does J.J. Best Banc & Co. charge a late fee?

Yes, J.J. Best Banc & Co. charges borrowers with a late payment penatly fee

Does J.J. Best Banc & Co. charge prepayment fees?

No, J.J. Best Banc & Co. will not charge you a fee for paying your loan early. Whenever possible choose lenders like J.J. Best Banc & Co. that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with J.J. Best Banc & Co.?

Applicants with a credit score of at least 650 can apply for a loan via J.J. Best Banc & Co.. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via J.J. Best Banc & Co.?

J.J. Best Banc & Co. will typically approve (or deny) an auto loan application within 1 hour and fund the loan within 7 business days of approval.


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  • Headquarters
  • 60 North Water Street
    New Bedford, MA 02740 USA
  • Visit Site


Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee
Application Fee
Minimum Age
Credit Score Range
650 - 850
850 300 650
Immigration Status Considered
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Maximum Vehicle Age
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Co-signer
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$6K - $750K
$12 $100K+
Loan Term (Months)
Up to
Starting at

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