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My Car Loan Plus

in Auto Loans

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My Car Loan Plus

Unaffiliated

in Auto Loans

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Overview

Where does My Car Loan Plus do business?

My Car Loan Plus is a direct lender based in Flowery Branch, GA. It was founded in 2015 and offers auto loans in 1 state across the USA.

How much can you borrow via My Car Loan Plus?

My Car Loan Plus auto loan amounts start at $2,500 and go up to $50,000.

What APR does My Car Loan Plus offer on its auto loans?

My Car Loan Plus has a variable APR starting at 12.95%.

What is the maximum loan term you can get with My Car Loan Plus?

My Car Loan Plus has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does My Car Loan Plus charge an origination fee?

Yes, My Car Loan Plus may charge a loan origination fee of 0% to 1% of the loan amount. My Car Loan Plus deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does My Car Loan Plus charge a late fee?

Yes, My Car Loan Plus charges borrowers with a late payment penatly fee

Does My Car Loan Plus charge prepayment fees?

No, My Car Loan Plus will not charge you a fee for paying your loan early. Whenever possible choose lenders like My Car Loan Plus that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with My Car Loan Plus?

Applicants with a credit score of at least 500 can apply for a loan via My Car Loan Plus. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via My Car Loan Plus?

My Car Loan Plus will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

 

MY CAR LOAN PLUS Disclosure: "Interest rates are dependent upon your specific financial and credit situation."
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Availability

Available in 1 State
Georgia

Feature Breakdown

No Prepayment Fee
Origination Fee
Up to 1%
Minimum Age
18
Joint Loan Applications Accepted
  • Only Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
Maximum Vehicle Age
5
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Credit Score Range
500 - 650
850 300 500 650
Immigration Status Considered
  • U.S. Permanent Resident
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Term (Months)
Up to
84
Loan Amount
$2.5K - $50K
$500 $100K+
APR
Starting at
12.95%

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