Features

Where does My Car Loan Plus do business?

My Car Loan Plus is a direct lender based in Flowery Branch, GA. It was founded in 2015 and offers auto loans in 1 state across the USA.

What APR does My Car Loan Plus offer on its auto loans?

My Car Loan Plus offers auto loans with APRs starting at 12.95% .Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools

Does My Car Loan Plus charge an origination fee?

Yes, My Car Loan Plus charges a loan origination fee of 0% to 1% of the loan amount. My Car Loan Plus deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does My Car Loan Plus charge a late fee?

Yes, My Car Loan Plus charges borrowers with a late payment penatly fee

Does My Car Loan Plus charge prepayment fees?

No, My Car Loan Plus will not charge you a fee for paying your loan early. Whenever possible choose lenders like My Car Loan Plus that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with My Car Loan Plus?

My Car Loan Plus requires borrowers to have a credit score of at least 500 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for an auto loan via My Car Loan Plus?

My Car Loan Plus will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.

  • Max Loan Term (Months)
    84
  • Institution Type
    Direct Lender
  • Credit Score Range
    500 - 650
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Maximum Vehicle Age
    5
  • Military Status
    • Active Duty Military
    • Non-Military
  • Minimum Age
    18
  • Verification Documents Required?
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence
  • No Prepayment Fee
  • Origination Fee
    Up to 1%
  • Approval Speed (Hours)
    24
  • Funding Time Range (in days)
    1 - 7
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Loan Amount
    $2500 - $50000
  • APR
    Starting at 12.95%
"Interest rates are dependent upon your specific financial and credit situation."
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