My Car Loan Plus is a direct lender based in Flowery Branch, GA. It was founded in 2015 and offers auto loans in 1 state across the USA.
My Car Loan Plus offers auto loans with APRs starting at 12.95%. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
My Car Loan Plus has auto loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Yes, My Car Loan Plus may charge a loan origination fee of 0% to 1% of the loan amount. My Car Loan Plus deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Yes, My Car Loan Plus charges borrowers with a late payment penatly fee
No, My Car Loan Plus will not charge you a fee for paying your loan early. Whenever possible choose lenders like My Car Loan Plus that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
Applicants with a credit score of at least 500 can apply for a loan via My Car Loan Plus. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify, applicants may need to provide the following documentation:
My Car Loan Plus will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.
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