My Car Loan Plus is a direct lender based in Flowery Branch, GA. It was founded in 2015 and offers auto loans in 0 states across the USA.
My Car Loan Plus offers auto loans with APRs starting at 12.95% . Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccuate information in your credit history with these credit monitoring tools.
My Car Loan Plus offers auto loans with terms of up to 84 months. Lenders that offer longer terms can offer larger loan amounts and lower monthly payments. However, remember that the longer the term of your loan, the more interest you will pay.
Yes, My Car Loan Plus charges a loan origination fee of 0% to 1% of the loan amount.
My Car Loan Plus deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Yes, My Car Loan Plus charges borrowers with a late payment penatly fee.
No, My Car Loan Plus will not charge you a penalty fee for paying your loan early. Whenever possible choose lenders like My Car Loan Plus that don't charge a prepayment penalty fee. These fees can reduce or even cancel the interest savings of repaying a loan early.
My Car Loan Plus requires borrowers to have a credit score of at least 500 to apply.
To qualify, applicants must provide the following documentation:
My Car Loan Plus will typically approve (or deny) a loan application within 24 hours and fund auto loans within 1 and 7 days of approval
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