myAutoloan Overview

myAutoloan is an Internet-based finance marketplace that facilitates the matching of consumers and national lenders by providing individuals with up to four loan offers, which are presented in real time. The company operates in the continental U.S. and has an A+ rating from the BBB. myAutoloan is a subsidiary of Horizon Digital Finance, LLC, which was founded in 2003, is privately held and is based in Irving, Texas.

How Do myAutoloan's Auto Loans Work?

With myAutoloan, you can apply for a loan to cover a new car purchased from a dealer, a used car purchased from a dealer, a used car purchased from a private party, a lease buyout or refinancing needs.

Interested applicants can fill out an online form and, often within minutes, applicants will receive up to four offers from national lenders. With these initial offers, applicants aren’t guaranteed approval. If you receive an offer you like, you’ll be required to submit additional information before receiving a finalized offer.

What Are myAutoloan’s Auto Loans Interest Rates?

myAutoloan interest rates can vary from 1.99% APR to 27% APR based on the type of loan and an applicant’s credit history.

- For a new auto loan, rates start at 2.49% APR.

- For a used auto loan, rates start at 2.65% APR.

- For an auto refinancing loan, rates start at 1.99% APR.

- For a private party auto loan, rates start at 2.25% APR.

- For a lease buyout, rates start at 2.25% APR.

How Much Money Can I Borrow from myAutoloan Auto Loans?

With myAutoloan, loan amounts can range from $8,000 to $100,000 and loan terms can range from 24 to 72 months.

What Is myAutoloan's Application Process Like?

Completing a myAutoloan application is easy: you simply select your offer type and submit some personal information. Then, usually within minutes, you'll receive up to four offers from national lenders. If you like one of the offers presented, you can select that offer and provide additional application information to receive a final decision.

How Are myAutoloan Auto Loans Better than Other Auto Loans?

- myAutoloan offers up to four offers from national lenders.

- myAutoloan offers competitive rates.

- The application process is speedy and you’ll often receive answers within minutes.

- There are no loan application fees.

  • APR
    1.99% - 27%
  • Credit Bureau Reporting
  • Loan Amount
    $8000 - $100000
  • Min APR
  • Payment Options
    • Automatic Payments
    • Check by mail
  • Max Loan Term (Months)
  • Checking Account Required?
  • Immigration Status Considered
    U.S. Permanent Resident
  • Lend To Military?
  • Maximum Vehicle Age
  • Minimum Age
  • Minimum Income
  • Verification Documents Required?
    • Recent pay stubs
    • Driver license (or other photo ID)
    • Proof of citizenship/residence
  • Approval Speed (Hours)
  • Customizable Payment Dates
  • Deferred Payments
  • Funding Time
    1-7 days
  • Joint Loans Available
  • No Late Fees
  • No Origination Fee
  • No Prepayment Fee
  • Pre-Approved Soft Credit Inquiry
  • Minutes
  • Same Day
  • 1-7 days
  • 2-4 weeks
  • Lease Purchase
  • New Loan
  • Refinance
  • Used Car Loan
  • Institution Type
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0 votes

Outstanding, we just refinanced our high rate capital one loan and saved 123$ a month. Highly recommend them to anyone refinancing their car loan. It was so fast and easy, applied online and was finished in 2 days.

0 votes

I'm very happy with my MyAutoLoan experience. I didn't run into any issues throughout the process, and my rep there was great. He kept me in the loop during the process so I knew what was going on. I highly recommend MyAutoLoan and would use them again in the future.

0 votes

MyAutoLoan.com really helped me out when I had been turned down by other lenders. My credit is less than perfect, but the site weaved through to get me an approval to refinance my auto loan. Couldn't be happier. Now I'm saving money and I've already referred a couple friends to them.

0 votes

I like this company because they are very easy to work with. I got approved for a refinance so quickly. The entire process seemed effortless on my part, mostly because of the My Auto Loan employee I worked with that guided me through it. Good company.

0 votes

Overall I am satisfied with the interest rate they gave me on an auto loan refinance. I'm saving more than $100 /month now, which is awesome. I did feel like there should have been more clarification on a lot of things, and that the answers should have been already given. But, I do like them.

0 votes

I think this was the quickest, easiest auto loan I have ever gotten! I was approved right away and got funding a few days later. I'm so happy with how fast everything went. I got a pretty good interest rate compared to others, and am having no issues so far.

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